RESOLUTION OF BOARD OF NATIONAL BANK OF THE REPUBLIC OF BELARUS

of August 25, 2025 No. 246

About the action plan on increase in financial literacy of the population for 2025-2030

Based on the paragraph of the fifty second of article 26 of the Bank code of the Republic of Belarus and subitem 50.15 of Item 50 of the Charter of the National Bank of the Republic of Belarus approved by the Presidential decree of the Republic of Belarus of June 13, 2001 No. 320, Board of National Bank of the Republic of Belarus DECIDES:

1. Approve:

the action plan on increase in financial literacy of the population for 2025-2030 (is attached);

action plan actions for increase in financial literacy of the population for 2025-2030 (are applied).

2. This resolution becomes effective from the date of its acceptance.

Approved by the Resolution of Board of National Bank of the Republic of Belarus of August 25, 2025, No. 246

The action plan on increase in financial literacy of the population for 2025-2030

Chapter 1. General provisions

1. This plan is the medium-term strategy of further increase in financial literacy of the population of the Republic of Belarus taking into account progressive international experience and realization of tasks on increase in efficiency of these activities.

2. For the purposes of this plan terms in the following values are used:

the horizon of financial planning – the term for which the citizen plans personal incomes and expenses;

investment installations – orientation to investment of accumulatings in the assets capable to provide passive income in the future;

integrated index of financial literacy – the index calculated on the basis of data of social research, characterizing the general level of financial literacy of the population on all thematic areas at the same time;

cognitive misstatements – forming of wrong or prejudiced perception of some financial questions because of insufficiency of critical thinking and the analysis of the facts, habit to think shablonno;

personal finance – financial resources of the citizen;

awareness of the population – availability at citizens of sufficient level of knowledge for adoption of rational decisions in the sphere of personal finance;

consumer installations – preference of consumption to increase in accumulating of means;

pro-active economic behavior – the behavior of the citizen aimed at providing own financial wellbeing in the future the aspiration to expect possible financial difficulties and to prevent them;

the rational behavior model in the financial sphere – reasonable, intelligent behavior of the citizen in the financial sphere in case of which he provides the most effective and safe use of the material resources aims at increase in the material prosperity;

savings installations – preference of accumulating of means to increase in consumption;

financial safety – social and economic condition of the citizen in case of which the satisfaction of his material requirements is guaranteed conditions of safe behavior in the financial market are complied and there is backlog for preserving such provision in the future;

financial literacy – set of knowledge, skills, installations and behavioural the practician, the citizens determining capability to make conscious decisions in the field of personal finance and to bear responsibility for them, it is rational also with observance of safety requirements to use financial services, to take measures for providing and maintenance in the long term of personal financial wellbeing;

financial inklyuziya – equal and full access to the main financial services of the population of the country;

the financial purpose – realistic, specific and the planned term realized in financial result;

the financial organizations – banks, the non-bank credit and financial organizations, insurance companies;

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