INSTRUCTION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of March 25, 2026 No. 7310-U

About procedure for provision by credit institutions, branches of foreign banks through which foreign banks perform activities in the territory of the Russian Federation, on requests of authorized body of information on transactions of clients, about beneficial owners of clients and information on movement of means on accounts (deposits) of clients

This Instruction based on the paragraph of the seventh of part one of Article 3, of paragraph one of the subitem 5 of Item 1 of article 7 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" establishes procedure for provision by credit institutions, branches of foreign banks through which foreign banks perform activities in the territory of the Russian Federation, in the federal executive body taking measures for counteraction of legalization (washing) of income gained in the criminal way, to financing of terrorism, extremist activities and financing of distribution of weapons of mass destruction for its information request about transactions of clients of credit institution, branch of foreign bank through which the foreign bank performs activities in the territory of the Russian Federation about beneficial owners of clients of credit institution, branch of foreign bank through which the foreign bank performs activities in the territory of the Russian Federation, according to Item 19 of the Regulations on submission of information to Federal Service for Financial Monitoring by the organizations performing transactions with money or other property, and individual entrepreneurs and the direction by Federal Service for Financial Monitoring of requests in the organizations performing transactions with money or other property and to individual entrepreneurs, No. approved by the order of the Government of the Russian Federation of March 19, 2014 209, and also information on movement of means on accounts (deposits) of clients of credit institution, branch of foreign bank through which the foreign bank performs activities in the territory of the Russian Federation.

1. The credit institution, branch of foreign bank through which the foreign bank performs activities in the territory of the Russian Federation (further - branch of foreign bank), when obtaining from the federal executive body taking measures for counteraction of legalization (washing) of income gained in the criminal way, to financing of terrorism, extremist activities and financing of distribution of weapons of mass destruction (further - authorized body <1>), request electronically about provision of information on transactions of clients of credit institution, branch of foreign bank, about beneficial owners of clients of credit institution, branch of foreign bank and information on movement of means on accounts (deposits) of clients of credit institution, branch of foreign bank (further - request) shall create the message electronically no later than term, specified in request based on Item 18 of the Regulations on submission of information to Federal Service for Financial Monitoring by the organizations performing transactions with money or other property, and individual entrepreneurs and the direction by Federal Service for Financial Monitoring of requests in the organizations performing transactions with money or other property and to individual entrepreneurs, No. 209 approved by the order of the Government of the Russian Federation of March 19, 2014 (further - the Provision), according to formats, the description of structure, details, measures of protection and procedure for forming of information provided by the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" (further - the Federal Law No. 115-FZ), determined based on Item 7.1 of article 7 of the Federal Law No. 115-FZ by the Bank of Russia in coordination with authorized body (further - the electronic message).

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<1> The paragraph of the seventh part one of article 3 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing".

2. If the credit institution transfers request of authorized body for execution to the branch having the bank identification code assigned according to appendix 5 to the Provision of the Bank of Russia of December 3, 2025 for No. 876-P "About payment system of the Bank of Russia" <2> (further - branch of credit institution), forming and transfer of the electronic message in authorized body shall be performed by branch of credit institution.

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<2> It is registered by the Ministry of Justice of the Russian Federation on May 20, 2026, registration No. 86527.

3. The credit institution (branch of credit institution), branch of foreign bank along with forming of the electronic message shall create the investment containing the provided information (further - investment), in the form of the electronic document and (or) the electronic copy of the document received as a result of transformation of the paper document to its electronic image with preserving all details (further - the electronic copy of the document).

The investment (investments) shall be created (shall be created) by credit institution (branch of credit institution), branch of foreign bank according to appendix to this Instruction.

4. The electronic message and investment (investments) shall be sent by credit institution (branch of credit institution), branch of foreign bank to the authorized body in time specified in request of authorized body by use of the personal account which is the information resource posted on the official site of authorized body on the Internet (further - the personal account), access to which is provided to credit institution (branch of credit institution), branch of foreign bank by means of passing of the procedure of authorization according to Item 7 of the Procedure for access to personal account and its use approved by the order of Federal Service for Financial Monitoring of July 20, 2020 No. 175 <3>. The specified term can be increased according to paragraph one of Item 18 of the Provision.

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<3> registration No. 59707, with the changes made by orders of Federal Service for Financial Monitoring of November 9, 2021 No. 244 Is registered by the Ministry of Justice of the Russian Federation on September 8, 2020 (registration No. 66251) is registered by the Ministry of Justice of the Russian Federation on December 9, 2021, of August 29, 2022 No. 183 (registration No. 70294) is registered by the Ministry of Justice of the Russian Federation on September 29, 2022, of April 29, 2025 No. 82 (registration No. 82313) is registered by the Ministry of Justice of the Russian Federation on May 23, 2025.

5. In case of impossibility of provision in authorized body of the electronic message and (or) investment (investments) by use of personal account the credit institution (branch of credit institution), branch of foreign bank shall send them to authorized body on the electronic medium of information enclosed the cover letter signed by the head or the authorized representative of credit institution (branch of credit institution), branch of foreign bank, and directed by the courier or the registered mail with the assurance of receipt.

6. This Instruction is subject to official publication and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of March 27, 2026 No. PSD-9) become effective since April 1, 2027.

7. From the date of entry into force of this Instruction to recognize invalid:

Provision of the Bank of Russia of September 20, 2017 No. 600-P "About representation by credit institutions on requests of Federal Service for Financial Monitoring of information on transactions of clients, about beneficial owners of clients and information on movement of means on accounts (deposits) of clients" <4>;

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<4> It is registered by the Ministry of Justice of the Russian Federation on December 1, 2017, registration No. 49080.

Instruction of the Bank of Russia of March 31, 2021 No. 5768-U "About modification of the Provision of the Bank of Russia of September 20, 2017 No. 600-P "About representation by credit institutions on requests of Federal Service for Financial Monitoring of information on transactions of clients, about beneficial owners of clients and information on movement of means on accounts (deposits) of clients" <5>.

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<5> It is registered by the Ministry of Justice of the Russian Federation on July 1, 2021, registration No. 64074.

Appendix

to the Instruction of the Bank of Russia of March 25, 2026 No. 7310-U "About procedure for provision by credit institutions, branches of foreign banks through which foreign banks perform activities in the territory of the Russian Federation, on requests of authorized body of information on transactions of clients, about beneficial owners of clients and information on movement of means on accounts (deposits) of clients"

Forming by credit institution (branch of credit institution), branch of foreign bank through which the foreign bank performs activities in the territory of the Russian Federation, the investment containing the provided information

1. If the authorized body requests verified copies of civil agreements, data on civil agreements of clients, copies of the applications on opening (closing) of accounts, passport copies of persons having the right to carrying out financial account transactions (in case of management of the account based on the power of attorney - copies of such power of attorney), data on transactions of the client with bills of exchange in the presence at credit institution (branch of credit institution), branch of foreign bank of required information, as investment the electronic copy of the required document goes.

2. If the authorized body requests verified copies of passports of transactions, sheets of bank control, the certificate of supporting documents, as investment the electronic document containing the sheet of bank control goes.

3. If the authorized body requests verified copies of cards with specimen signatures and impress of a seal, as investment the electronic copy of card with specimen signatures and impress of a seal goes.

4. If the authorized body requests the statement during the period of time determined in request of authorized body on transactions on customer accounts (information on transactions of clients - physical persons in the form of the expanded statement provided by the paragraph the second Provision Item 14), as investment the electronic document containing the statement (the expanded statement) during the period of time determined in request of authorized body on transactions on customer accounts goes.

5. If the authorized body requests data on cash flow on the bank cards emitted to accounts of physical person during the period of time determined in request of authorized body from credit institution (branch of the credit institution) which is the issuer of bank card with which use transaction was made such credit institution (branch of credit institution) as investment the electronic document, the stipulated in Item 4 presents of appendix goes.

In case of receipt of the specified request of authorized body by credit institution (branch of credit institution), the branch of foreign bank which are not issuers of bank card with which use transaction was made such credit institution (branch of credit institution), branch of foreign bank as investment the electronic document containing data on the transactions made with use of bank card goes.

6. If the authorized body requests information on the transactions on money transfer made by physical person without opening of the account as investment goes or the electronic copy of the order of the payer performed on paper - physical person about implementation of money transfer without opening of the bank account, or the electronic document containing the statement about the performed orders of the payer - physical person about implementation of money transfer without opening of the bank account.

The electronic document containing the statement specified in paragraph one of this Item on the performed orders of the payer - physical person about implementation of money transfer without opening of the bank account, created for the period time, preceding on March 31, 2014, can be directed in the form of the electronic copy of the document.

7. If the authorized body requests information on transactions on transfer of electronic money, as investment the electronic document containing the statement about transactions on transfer of electronic money with participation of physical person goes.

The electronic document containing the statement specified in paragraph one of this Item on transactions on transfer of electronic money with participation of physical person created for the period time, previous on March 31, 2014 can be directed in the form of the electronic copy of the document.

8. If the authorized body requests information on the currency exchange transactions made by physical person without opening of the account as investment the electronic document containing the statement from the electronic register of transactions with cash and checks which form is given in appendix 1 to the Instruction of the Bank of Russia of September 16, 2010 No. 136-I "About procedure authorized banks (branches) of separate types of banking activities with cash foreign currency and transactions with checks (including travel checks) which nominal value is specified in foreign currency, with participation of physical persons" <6> goes provided that when maintaining the specified electronic register by credit institution, branch of foreign bank it joins the information about physical persons received when carrying out their identification.

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<6> It is registered by the Ministry of Justice of the Russian Federation on October 1, 2010, registration No. 18595, with the changes made by Instructions of the Bank of Russia of April 13, 2016 No. 3994-U (it is registered by the Ministry of Justice of the Russian Federation on May 19, 2016, registration No. 42154), of February 22, 2019 No. 5076-U (it is registered by the Ministry of Justice of the Russian Federation on April 11, 2019, registration No. 54348), of September 28, 2020 No. 5567-U (it is registered by the Ministry of Justice of the Russian Federation on October 30, 2020, registration No. 60688), of August 16, 2023 No. 6511-U (it is registered by the Ministry of Justice of the Russian Federation on November 21, 2023, registration No. 76047).

The statement specified in paragraph one of this Item joins data on the transactions with cash foreign currency and checks made by physical person concerning which the request of authorized body arrived.

The electronic document containing the statement specified in paragraph one of this Item from the electronic register of transactions with cash foreign currency and checks created for the period time, previous on March 31, 2014 can be directed in the form of the electronic copy of the document.

9. If the authorized body requests copies of questionnaires (file) of clients of credit institution (branch of credit institution), branch of foreign bank, including the information about beneficial owners of clients of credit institution (branch of credit institution), branch of foreign bank, as investment by credit institution (branch of credit institution), branch of foreign bank (except for credit institution (branch of credit institution), the branch of foreign bank providing information on transactions, made with use of bank card which issuer is other credit institution (branch of credit institution) goes or the electronic copy of the formalized document which is available for them single containing the identification information about the client, or the electronic document containing the statement from the questionnaire (file) of the client.

10. If the authorized body requests the information about persons who are owners of savings and deposit certificates as investment the electronic document containing the statement or other document confirming the fact of entering of record about the right of person to the savings or deposit certificate into system of accounting of credit institution, or the list of persons which are owners of savings and deposit certificates goes.

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