FEDERAL LAW OF THE RUSSIAN FEDERATION

of December 15, 2025 No. 462-FZ

About introduction of amendments to the Federal law "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" and articles 4.1 and 5.1 of the Federal law "About Special Economic Measures and Enforcement Powers"

Accepted by the State Duma on December 2, 2025

Approved by the Federation Council on December 10, 2025

Article 1

Bring in the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" (The Russian Federation Code, 2001, No. 33, Art. 3418; 2002, No. 44, Art. 4296; 2004, No. 31, Art. 3224; 2005, No. 47, Art. 4828; 2006, No. 31, Art. 3446, 3452; 2007, No. 16, Art. 1831; No. 31, Art. 3993, 4011; No. 49, Art. 6036; 2009, No. 23, Art. 2776; 2010, No. 30, Art. 4007; No. 31, Art. 4166; 2011, No. 27, Art. 3873; No. 46, Art. 6406; 2012, No. 30, Art. 4172; 2013, No. 26, Art. 3207; No. 44, Art. 5641; No. 52, Art. 6968; 2014, No. 19, Art. 2315, 2335; No. 23, Art. 2934; No. 30, Art. 4214, 4219; 2015, No. 1, Art. 37, 58; No. 18, Art. 2614; No. 24, Art. 3367; No. 27, Art. 3945, 3950, 4001; 2016, No. 1, Art. 11, 27, 43, 44; No. 26, Art. 3860, 3884; No. 27, Art. 4196; No. 28, Art. 4558; 2017, No. 31, Art. 4816, 4830; 2018, No. 1, Art. 54, 66; No. 18, Art. 2560, 2576, 2582; No. 53, Art. 8491; 2019, No. 12, Art. 1222, 1223; No. 27, Art. 3534, 3538; No. 30, Art. 4152; No. 31, Art. 4418, 4430; No. 49, Art. 6953; No. 51, Art. 7490; No. 52, Art. 7798; 2020, No. 9, Art. 1138; No. 15, Art. 2239; No. 29, Art. 4518; No. 30, Art. 4738; No. 31, Art. 5018; 2021, No. 1, Art. 18, 75; No. 9, Art. 1469; No. 18, Art. 3064; No. 24, Art. 4183; No. 27, Art. 5058, 5061, 5094, 5171, 5183; No. 47, Art. 7739; No. 52, Art. 8982; 2022, No. 1, Art. 52; No. 13, Art. 1961; No. 16, Art. 2613; No. 27, Art. 4620; No. 29, Art. 5246, 5298; No. 52, Art. 9370; 2023, No. 1, Art. 16, 42, 54; No. 12, Art. 1887, 1889; No. 18, Art. 3242; No. 25, Art. 4449; No. 29, Art. 5316, 5326; No. 43, Art. 7602; 2024, No. 12, Art. 1569; No. 23, Art. 3057, 3060; No. 31, Art. 4470; No. 33, Art. 4917, 4918, 4947, 4950, 4971; No. 53, Art. 8523, 8531, 8532; 2025, No. 14, Art. 1574; No. 15, Art. 1793; No. 17, Art. 2110, 2117; No. 21, Art. 2526; No. 26, Art. 3492) following changes:

1) in article 2 part one after words "other property," to add with words "other legal entities, foreign legal entities,", words "legal entities and federal executive bodies, connected with establishment of beneficial owners of legal entities" shall be replaced with words ", connected with establishment of beneficial owners and disclosure of information on them";

2) the paragraph the tenth article 3 parts one after words" (further - target rules of internal control)," to add with words "the organization of access to personal account and its uses,";

3) in Article 6:

a) in Item 2.4:

state subitem 1 in the following edition:

"1) to perform the transactions with money or other property directed to receipt of the salary or other income, and within the sizes established by the Government of the Russian Federation in coordination with the Central bank of the Russian Federation, also the transactions directed to expenditure of the salary or other income;";

to add the subitem 3 after words of "salary" with the words "or other income";

b) add with Item 2.4-1 of the following content:

"2.4-1. Types of other income specified in subitems 1 and 3 of Item 2.4 of this Article are established by the Government of the Russian Federation.";

c) add with Item 2.4-2 of the following content:

"2.4-2. The transactions with money or other property specified in Item 2.4 of this Article (further for the purposes of this Item - transaction), are performed with use of the bank account (bank accounts) of the physical person included in the list of the organizations and physical persons concerning which there are data on their participation in extremist activities or terrorism, on the bases provided by subitems 2, of the 4 and 5 Item 2.1 of this Article. In case of impossibility to use the bank account implementation of transactions by credit institutions without its use is allowed. The physical person for making of transactions files in authorized body statement in which it specifies transaction types, the bank account (bank accounts), with which use (which) transactions will be performed the name of credit institution (credit institutions) in which such bank account is opened (in which such bank accounts are opened), or the reasoned reasons for impossibility of making of transactions with use of the bank account and methods of making of transactions in this case with indication of the credit institution (credit institutions) performing (performing) transaction and also other information determined by authorized body. The authorized body within ten working days following behind day of receipt of the specified statement considers it and makes the decision on its satisfaction or on refusal in its satisfaction with indication of the bases for refusal. In case of decision making about satisfaction of the specified statement the authorized body has the right to limit the number of the bank accounts used by physical person or to limit methods of making of transactions (in case of implementation of transactions without use of the bank account). The authorized body within two working days from the date of its acceptance informs the applicant on the made decision. Procedure for the direction of the specified statement in authorized body, the bases for refusal in its satisfaction and procedure for informing the applicant on results of consideration of the specified statement are determined by authorized body. In case of decision making about allowance of the application information on such decision is also carried by authorized body to credit institutions and the Central bank of the Russian Federation through their personal accounts according to the procedure established by authorized body in coordination with the Central bank of the Russian Federation.";

4) in Article 7:

a) in the subitem 6 of Item 1:

word in paragraph one of "one working day from the date of placement on the Internet" shall be replaced with words "twenty four hours from the date of placement on the Internet";

in the paragraph the second of "one working day from the date of placement on the Internet" shall be replaced with words words "twenty four hours from the date of placement on the Internet";

b) in Item 10:

add with the new paragraph the fourth the following content:

"the physical person performing transaction with money or other property according to paragraph one of item 4 of article 7.4 of this Federal Law.";

the fourth - the sixth to consider paragraphs respectively paragraphs the fifth - the seventh;

c) add with Item 10.2 of the following content:

"10.2. Credit institutions stop implementation of the transactions specified in subitems 1 and 2 (except for transactions on tax payment, penalties and other obligatory payments) Item 2.4 of article 6 of this Federal Law, in case of obtaining from authorized body of information on stay in search of the physical person included in the list of the organizations and physical persons concerning which there are data on their participation in extremist activities or terrorism, on the bases provided by subitems 2, of the 4 and 5 Item 2.1 of article 6 of this Federal Law before completion of search of this physical person.

Information on finding of physical person in search and completion of search of physical person is carried by authorized body to the Central bank of the Russian Federation, and also to credit institutions according to procedure for bringing to data of the organizations performing transactions with money or other property, the list of the organizations and physical persons concerning which there are data on their participation in extremist activities or terrorism, the established Government of the Russian Federation based on Item 2 of article 6 of this Federal Law.";

d) in Item 12 of the word "Items 10 and 10.1" shall be replaced with words "Items 10 - 10.2";

5) in Article 7.4:

a) in item 4:

add with the new second offer of the following content: "The physical person on which the decision on freezing (blocking) of money or other property is made has the right to make the transactions with money or other property directed to expenditure of the monthly humanitarian allowance granted to it according to the procedure, stipulated in Item the 10th article 7 of this Federal Law.";

add with the paragraph the second the following content:

"Along with obtaining and expenditure of monthly humanitarian allowance the physical person on which the decision on freezing (blocking) of money or other property is made has the right to perform the transactions with money or other property directed to tax payment, penalties and other obligatory payments according to the obligations.";

b) add with Item 4.1 of the following content:

"4.1. The transactions with money or other property specified in item 4 of this Article (further for the purposes of this Item - transaction), are performed with use of the bank account (bank accounts) of physical person on which the decision on freezing (blocking) of its money or other property is made. In case of impossibility to use the bank account implementation of transactions by credit institutions without its use is allowed. The physical person for making of transactions addresses to the interdepartmental coordinating body performing functions on counteraction to financing of terrorism and extremist activities with the statement in which it specifies transaction types, the bank account (bank accounts), with which use (which) transactions will be performed the name of credit institution (credit institutions) in which such bank account is opened (in which such bank accounts are opened), or the reasoned reasons for impossibility of making of transactions with use of the bank account and methods of making of transactions in this case with indication of the credit institution (credit institutions) performing (performing) transaction and also other necessary information. By results of consideration of the specified statement by the interdepartmental coordinating body performing functions on counteraction to financing of terrorism and extremist activities the decision on its satisfaction or on refusal in its satisfaction with indication of the bases for refusal is made. In case of decision making about satisfaction of the specified statement restriction of number of the bank accounts used by physical person or restriction of methods of making of transactions is allowed (in case of implementation of transactions without use of the bank account). By results of consideration of the specified statement for the made decision the applicant is informed. In case of decision making about allowance of the application information on such decision is carried by authorized body to credit institutions and the Central bank of the Russian Federation through their personal accounts. Procedure for the direction of the specified statement in the interdepartmental coordinating body performing functions on counteraction to financing of terrorism and extremist activities, procedure and terms of decision making by results of consideration of the specified statement, the bases for refusal in its satisfaction, procedure and terms of informing the applicant on results of consideration of the specified statement are determined according to regulations on the interdepartmental coordinating body performing functions on the counteraction to financing of terrorism and extremist activities approved according to Item 1 of this Article.";

The paragraph third Item 2 of Article 7.5 to declare 6) invalid;

Part the fourth articles 8 after the word to "terrorism" to add 7) with words ", diversionary activities".

Article 2

Bring in the Federal Law of December 30, 2006 No. 281-FZ "About special economic measures and enforcement powers" (The Russian Federation Code, 2007, No. 1, Art. 44; 2019, No. 18, Art. 2207; 2022, No. 27, Art. 4620; 2024, No. 33, Art. 4971) following changes:

1) in Article 4.1:

a) add part 1 with words ", and the foreign structures without formation of legal entity performing activities in the territory of the Russian Federation";

b) add with part 1.1 following of content:

"1.1. Enforcement powers are applied in relation to the states (the state educations), their bodies and officials, the organizations and physical persons specified in resolutions of the Security Council of the United Nations or included according to the decision of facilitative branches of the Security Council of the United Nations in the sanctions list of the Security Council of the United Nations. According to resolutions of the Security Council of the United Nations enforcement powers are applied also in relation to the persons acting for and on behalf of or being under control of the specified states (the state educations), their bodies and officials, the organizations and physical persons.";

c) state part 2 in the following edition:

"2. Enforcement powers if it is provided by them, include including measures for freezing (blocking) of money and other property. Application by the organizations and persons specified respectively in articles 5 and 7.1 of the Federal Law of August 7, 2001 to No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing", enforcement powers on freezing (blocking) of the money and other property provided by the resolutions of the Security Council of the United Nations connected with counteraction to terrorism and distribution of weapons of mass destruction cancellation by the specified organizations and persons of these enforcement powers, and also realization by federal executive bodies of the powers and other interested bodies and the organizations of the rights and obligations connected using these enforcement powers is performed taking into account the features established by the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" and other Federal Laws.";

d) add with parts 2.1 and 2.2 of the following content:

"2.1. Informing persons to whom enforcement powers on freezing (blocking) of money and other property or prohibition of financial transactions (transactions), before the actual data application of enforcement powers shall be applied is not allowed.

2.2. If other is not provided by resolutions of the Security Council of the United Nations, enforcement powers on freezing (blocking) of money and other property are applied to all property including which is in equity property which own, use, dispose or which is controlled by the faces specified in resolutions of the Security Council of the United Nations or included according to the decision of facilitative branches of the Security Council of the United Nations in the sanctions list of the Security Council of the United Nations. These enforcement powers are applied also to the property received as a result of use of the property specified in this part.";

2) Article 5.1 to add with part 1.1 following of content:

"1.1. Enforcement powers on freezing (blocking) of money and other property shall be applied immediately.".

Article 3

1. This Federal Law becomes effective from the date of its official publication, except for provisions for which this Article establishes other terms of their introduction in force.

2. Subitems "an" and "b" of Item 3 of article 1 of this Federal Law become effective after ninety days after day of official publication of this Federal Law.

3. The item 4 and paragraph two of the subitem "an" of Item 5 of article 1 of this Federal Law become effective after hundred eighty days after day of official publication of this Federal Law.

4. The subitem "v" of Item 3 and the subitem "b" of Item 5 of article 1 of this Federal Law become effective after four hundred twenty days after day of official publication of this Federal Law.

5. Action of provisions of Item 2.4-2 of article 6 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" regarding implementation of transactions with money or other property with use of the bank account (bank accounts) or otherwise extends to the physical persons included about day of entry into force of the subitem "v" of Item 3 of article 1 of this Federal Law in the list of the organizations and physical persons concerning which there are data on their participation in extremist activities or terrorism, on the bases provided by subitems 2, of the 4 and 5 Item 2.1 of article 6 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" after hundred eighty days following behind day of entry into force of the subitem "v" of Item 3 of article 1 of this Federal Law.

6. Action of provisions of Item 4.1 of article 7.4 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" regarding implementation of transactions with money or other property with use of the bank account (bank accounts) or otherwise extends to physical persons on whom about day of entry into force of the subitem "b" of Item 5 of article 1 of this Federal Law by the interdepartmental coordinating body performing functions on counteraction to financing of terrorism and extremist activities the decision on freezing (blocking) of money or other property according to Item 1 of article 7.4 of the Federal Law of August 7, 2001 No. 115-FZ "On counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" after hundred eighty days is made, following behind day of entry into force of the subitem "b" of Item 5 of article 1 of this Federal Law.

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