FEDERAL LAW OF THE RUSSIAN FEDERATION

of August 4, 2026 No. 317-FZ

About introduction of amendments to the Federal law "About Deposit Insurance in Banks of the Russian Federation" and the Federal Law "About Insolvency (Bankruptcy)"

Accepted by the State Duma on July 21, 2026

Approved by the Federation Council on July 24, 2026

Article 1

Bring in the Federal Law of December 23, 2003 No. 177-FZ "About deposit insurance in banks of the Russian Federation" (The Russian Federation Code, 2003, No. 52, Art. 5029; 2008, No. 52, Art. 6225; 2011, No. 27, Art. 3873; 2013, No. 52, Art. 6975; 2014, No. 30, Art. 4219; No. 52, Art. 7543; 2016, No. 27, Art. 4297; 2017, No. 18, Art. 2669; 2018, No. 18, Art. 2576; No. 32, Art. 5115; 2020, No. 22, Art. 3384; No. 30, Art. 4738; 2022, No. 50, Art. 8792; 2023, No. 12, Art. 1896; 2024, No. 1, Art. 36; No. 53, Art. 8532; 2026, No. 27, Art. 3668) following changes:

1) in Article 2:

a) in Item 2 the word "contribution;" shall be replaced with words "contribution. For the purposes of this Federal Law also electronic money of persons specified in item 4 of this Article belongs to deposits;";

b) in item 4 the word "accounts);" shall be replaced with words "accounts). For the purposes of this Federal Law also the citizens of the Russian Federation, foreign citizens, stateless persons including performing business activity, the lawyers, notaries and other physical persons performing the professional activity provided by the Federal Law or the legal entities specified in article 5.1 of this Federal Law who signed with bank the agreement provided by part 1 of article 7 of the Federal Law of June 27, 2011 No. 161-FZ "About national payment system" (further - the service provision agreement on transfer of electronic money) treat investors;";

2) Item 5 of part 2 of Article 5 to add with words "the investor concerning whom identification or the simplified identification according to the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" was not carried out;

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