of April 30, 2025 No. 13, on May 22, 2025 No. 27
About modification of the joint resolution of Board of the Agency of the Republic of Kazakhstan on regulation and development of the financial market of August 16, 2024 No. 62 and Boards of National Bank of the Republic of Kazakhstan of August 19, 2024 No. 45 "About limiting determination of the sizes of annual effective rate of remuneration"
The board of the Agency of the Republic of Kazakhstan on regulation and development of the financial market and Board of National Bank of the Republic of Kazakhstan is DECIDED:
1. Bring in the joint resolution of Board of the Agency of the Republic of Kazakhstan on regulation and development of the financial market of August 16, 2024 No. 62 and Boards of National Bank of the Republic of Kazakhstan of August 19, 2024 No. 45 "About limiting determination of the sizes of annual effective rate of remuneration" (the following change is registered in the Register of state registration of regulatory legal acts at No. 34960):
state Item 1 in the following edition:
"1. Determine the extreme sizes of annual effective rate of remuneration:
on the bank loans granted by the banks of the second level, the organizations performing separate types of banking activities - 46 (forty six) percent on unsecured bank loans; 35 (thirty five) percent on the bank loans provided with pledge; 20 (twenty) percent on mortgage housing loans;
on the microcredits provided by the organizations performing microfinancial activities - 46 (forty six) percent;
on the microcredits provided by the organizations performing microfinancial activities, for a period of up to forty five calendar days, in the amount of, not exceeding forty-fivefold size of the monthly settlement indicator established for the corresponding financial year by the law on the republican budget - less 0,3 (zero whole three tenth) percent a day, but no more than 179 (hundred seventy nine) percent.
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