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FEDERAL LAW OF THE RUSSIAN FEDERATION

of June 12, 2024 No. 140-FZ

About introduction of amendments to the Federal law "About Mortgage (Pledge of the Real Estate)"

Accepted by the State Duma on May 28, 2024

Approved by the Federation Council on June 5, 2024

Article 1

Bring in the Federal Law of July 16, 1998 No. 102-FZ "About mortgage (pledge of the real estate)" (The Russian Federation Code, 1998, No. 29, Art. 3400; 2015, No. 1, Art. 52) following changes:

Item 1 of Article 37 to add 1) with the offer of the following content: "If the party of the credit agreement or loan agreement on which obligations are provided with mortgage is the physical person who signed the specified agreements for the purpose of, not connected with implementation of business activity by it, to the address the pawnbroker of collection on pledged property sale of such property can be performed by the pledger - physical person including according to the procedure, the stipulated in Clause 37.1 presents of the Federal Law.";

To add 2) with Article 37.1 of the following content:

"Article 37.1. Independent realization by the pledger - physical person of pledged property

1. The independent realization of pledged property is enabled by the pledger - physical person (further in this Article - the pledger) by its sale to other person according to the procedure, established by this Article, for the subsequent complete repayment at the expense of proceeds of obligations according to the credit agreement or the loan agreement which are signed by physical person for the purpose of, not connected with implementation of business activity by it and according to which obligations are provided with mortgage (further - independent realization by the pledger of property).

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