It is registered
Ministry of Justice
Russian Federation
On November 3, 2023 No. 75848
of September 29, 2023 No. 6550-U
About modification of the Instruction of the Bank of Russia of January 20, 2020 No. 5391-U
Based on article 76.4 of the Federal Law of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)", Item 5 of part 4 of article 14 of the Federal Law of July 2, 2010 No. 151-FZ "About microfinancial activities and the microfinancial organizations" and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of September 27, 2023 No. PSD-39):
1. Bring in the Instruction of the Bank of Russia of January 20, 2020 No. 5391-U "About procedure for forming by the microfinancial organizations of reserves on possible losses on loans" <1> following of change:
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<1> It is registered by the Ministry of Justice of the Russian Federation on February 25, 2020, registration No. 57599, with the changes made by the Instruction of the Bank of Russia of June 29, 2022 No. 6178-U (it is registered by the Ministry of Justice of the Russian Federation on August 24, 2022, registration No. 69772).
1.1. In subitem 5.9 of Item 5 of the word "article 6.1-1 of the Federal Law of December 21, 2013 No. 353-FZ "About consumer loan (loan)" (The Russian Federation Code, 2013, No. 51, Art. 6673; 2019, No. 18, of the Art. 2200) and (or) "shall be replaced with words" articles 6.1-1, 6.1-2 of the Federal Law of December 21, 2013 No. 353-FZ "About consumer loan (loan)" and (or)".
1.2. In the paragraph the second Item 6 of the word "term and the amount of agreement requirements of loan" shall be replaced with words "all-in cost of consumer loan".
1.3. To state lines 1 and 2 of appendix in edition of appendix to this Instruction.
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