of May 4, 2017 No. 73
About the state mortgage housing lending
Accepted by Jogorku Kenesh of the Kyrgyz Republic on March 30, 2017
This Law establishes the legal basis on realization of single state policy in the field of providing citizens with affordable housing and is aimed at providing conditions for implementation by citizens of the right to housing, realization of the rights of citizens to improvement of housing conditions and development of housing construction in the Kyrgyz Republic.
For the purposes of this Law the following terms and determinations are used:
1) premises - separate unit of housing stock (the individual apartment house; part of the individual apartment house; the apartment in the apartment house), intended and used for permanent residence, answering to the established technical, health and other mandatory requirements established by the legislation of the Kyrgyz Republic;
2) the program of the state mortgage housing lending - the regulating document developed and realized by the Government of the Kyrgyz Republic which purpose is creation in all territory of the Kyrgyz Republic of effectively working system of the state mortgage housing lending for improvement of housing conditions of the population at the expense of own means of citizens and long-term mortgage loans;
3) authorized body in the field of mortgage housing lending - the legal entity formed in the form of open joint stock company one of objects of activity of which is implementation of the state housing programmes;
4) investment money - the means provided to financial credit institutes for issue of the public mortgage loans to citizens of the Kyrgyz Republic on acquisition or construction of premises;
5) the participant - the citizen of the Kyrgyz Republic who is taking part in mortgage housing lending;
6) affordable housing - housing acquired by citizens of the Kyrgyz Republic within the state housing programmes;
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