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Ministry of Justice

Russian Federation 

On September 30, 2014 No. 34189

INSTRUCTION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of September 12, 2014 No. 3380-U

About the minimum (standard) requirements to conditions of implementation of voluntary insurance of means of the land transport (except for rail media) and voluntary insurance of the civil responsibility of owners of vehicles

Based on Item 11 of article 5 of the Federal Law of July 21, 2014 No. 223-FZ "About introduction of amendments to the Federal law "About Obligatory Civil Liability Insurance of Owners of Vehicles" and separate legal acts of the Russian Federation" (The Russian Federation Code, 2014, No. 30, of the Art. 4224) this Instruction establishes the minimum (standard) requirements to conditions of implementation of voluntary insurance of means of the land transport (except for rail media) and voluntary insurance of the civil responsibility of owners of vehicles.

1. Insurers, performing voluntary insurance of means of the land transport (except for rail media) and voluntary insurance of the civil responsibility of owners of vehicles (further - voluntary insurance), for decision making about implementation of insurance payments in connection with the events which took place in case of simultaneous availability of all circumstances determined by Item 1 of article 11.1 of the Federal Law of April 25, 2002 No. 40-FZ "About obligatory civil liability insurance of owners of vehicles" (The Russian Federation Code, 2002, No. 18, Art. 1720; 2003, No. 26, Art. 2566; 2005, No. 1, Art. 25; No. 30, Art. 3114; 2006, No. 48, Art. 4942; 2007, No. 1, Art. 29; No. 49, Art. 6067; 2008, No. 30, Art. 3616; No. 52, Art. 6236; 2009, No. 1, Art. 17; No. 9, Art. 1045; No. 52, Art. 6420, Art. 6438; 2010, No. 6, Art. 565; No. 17, Art. 1988; 2011, No. 1, Art. 4; No. 7, Art. 901; No. 27, Art. 3881; No. 29, Art. 4291; No. 49, Art. 7040; 2012, No. 25, Art. 3268; No. 31, Art. 4319, Art. 4320; 2013, No. 19, Art. 2331; No. 30, Art. 4084; 2014, No. 30, the Art. 4224) (further - the Federal Law) having no right to demand from the insurer who was (injured) other documents and data confirming the fact and circumstances of the road accident (further - road accident), except drawn up according to article 11.1 of the Federal Law. Insurers (beneficiaries) provide to insurers only documents which they have or shall have according to regulatory legal acts of the Russian Federation.

The insurers who insured the civil responsibility of owners of vehicles, involved in road accident, documents on which are processed according to article 11.1 of the Federal Law, shall provide the information and properly verified copies of the documents on this road accident which are available for them, including the data and documents received according to Item 5 of article 11.1 of the Federal Law by written requests of interested persons (the insurers, insurers who signed insurance contracts with participants of road accident, participants of road accident, public authorities) no later than three working days after receipt of the corresponding request.

By transfer (obtaining) of data and documents according to this Instruction processing of personal data is performed taking into account requirements of the legislation of the Russian Federation about personal data.

2. On condition of document creation about road accident without participation of representatives on that police officers in cases and procedure, stipulated in Item 1 article 11.1 of the Federal Law, the maximum amount of insurance payment for the agreement of voluntary insurance cannot be established less maximum amount of insurance payment, stipulated in Item 4 articles 11.1 of the Federal Law.

3. On condition of document creation about road accident in cases and procedure, stipulated in Item the 5th article 11.1 of the Federal Law, the maximum amount of insurance payment less insurance sum, article 7 of the Federal Law determined by the subitem "b" cannot be established.

4. This Instruction becomes effective after 10 days after day of its official publication in "the Bulletin of the Bank of Russia".

Chairman of the Central bank of the Russian Federation

E. S. Nabiullina

 

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