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Ministry of Justice

Republic of Kazakhstan

On April 23, 2013 No. 8434

ORDER OF THE MINISTER OF EDUCATION AND SCIENCE OF THE REPUBLIC OF KAZAKHSTAN

of March 19, 2013 No. 97

About approval of Rules of determination of the size of guarantee on the educational loans granted to students by the financial organizations

(as amended on 30-12-2013)

For the purpose of implementation of the order of the Government of the Republic of Kazakhstan of February 21, 2012 No. 248 "About approval of Rules of guaranteeing the educational loans granted by the financial organizations", PRIKAZYVAYU:

1. Approve Rules of determination of the size of guarantee on the educational loans granted to students by the financial organizations.

2. To finance department and investment projects (Nurgozhayeva T. A.):

1) to provide state registration of this order in the Ministry of Justice of the Republic of Kazakhstan;

2) after passing of state registration to publish this order in mass media.

3. To impose control of execution of this order on the director of the department of finance and investment projects (Nurgozhayeva T. A.).

4. This order becomes effective after ten calendar days after day of its first official publication.

Minister

B. Zhumagulov

Approved by the Order of the Minister of Education and Science of the Republic of Kazakhstan of March 19, 2013 No. 97

Rules of determination of the size of guarantee on the educational loans granted to students by the financial organizations

1. General provisions

1. These rules of determination of the size of guarantee on the educational loans granted to students by the financial organizations (further - Rules), are developed according to the order of the Government of the Republic of Kazakhstan of February 21, 2012 No. 248 "About approval of Rules of guaranteeing the educational loans granted by the financial organizations" and determine procedure for determination of the size of guarantee by the educational loans granted to students by the financial organizations (further - determination of the size of guarantee).

2. In Rules the following concepts are used:

1) the warranty obligation - the obligation of the organization to answer to the creditor for obligation fulfillment of the borrower under the agreement of the credit within the size of guarantee determined according to the procedure and on the conditions provided by the agreement;

2) the borrower - physical person which by the creditor is granted the educational loan;

3) the educational credit - the money provided to the borrower by the financial organizations for payment of training at conditions of urgency, the paid nature and recoverability;

4) the financial organization - the legal entity having the license for carrying out loan transactions (further - the creditor);

5) the state educational accumulative system - the system of money savings for payment of educational services regulated by the legislation of the Republic of Kazakhstan and based on attraction of deposits of the population by participating banks and charge on them of remunerations and awards of the state.

2. Procedure for determination of the size of guarantee on the educational credits

3. The size of guarantee depends on progress of the student for the last academic period (semester) on the date of receipt of the request for issue of guarantee. In case of lack of information on progress for the last academic period (semester) results of admission examinations, or results of single national testing (further - ENT), or complex testing are used (further - KT). In case of availability of debt of the student on payment of training for the academic period (semester) or several academic periods (semester) progress is calculated following the results of the last academic period (semester) on the date of receipt of the request for issue of guarantee.

4. Progress is taken into consideration:

1) according to educational training programs of technical and professional, postsecondary education:

for arriving (entrants), according to the certificate of EHT/KT;

for studying (students), according to the reference of educational institution for the last academic period (semester), proceeding from arithmetic-mean point of progress;

2) according to educational training programs of the higher education:

for arriving (entrants), according to the certificate of EHT/KT;

for studying (students), according to the reference of HIGHER EDUCATION INSTITUTION for the last academic period (semester), proceeding from Grade Point Average (further - GPA) specified in transcript. In case of absence of GPA the arithmetic-mean point of progress on five-point system is taken into consideration.

5. Progress arriving on the specialties requiring special or creative preparation is estimated by results of EHT/KT (in two objects: to the Kazakh or Russian languages and history of Kazakhstan) taking into account results of passing special (creative) examinations. The number of special (creative) examinations is equal to two.

6. Progress entering on training the MA course in higher educational institutions (further - VUZ) the Republic of Kazakhstan is calculated by calculation of arithmetic-mean value of results of admission examinations in percentage. If admission examinations are estimated by different systems of assessment of knowledge (alphabetic system, percentage, five-ball system, digital equivalent of points), progress is calculated separately on each examination in percentage, and arithmetic-mean value of the received results is determined.

7. In case of arrival of the citizens having the higher education on training with the reduced terms, progress is calculated by calculation of arithmetic-mean value of final estimates of appendix to the diploma about the higher education.

8. In case of arrival of the citizens having technical and professional, postsecondary education in HIGHER EDUCATION INSTITUTION-yna related specialties on training at paid basis progress is calculated with the reduced terms by results of KT.

9. Educational achievements of students are estimated proceeding from the table, according to appendix 1 "The alphabetic system of assessment of educational achievements of students corresponding to digital equivalent on four mark system" to these rules.

10. The size of guarantee is determined, proceeding from tables 1 - 8, according to appendix 2 "Determination of the size of the guarantee calculated from the amount of principal debt" to these rules depending on appropriate programs of guaranteeing the educational credits.

11. Programs of guaranteeing the educational loans granted by the financial organizations provide payment:

1) educational services in the HIGHER EDUCATION INSTITUTIONS and the organizations of postgraduate education performing the activities in the territory of the Republic of Kazakhstan;

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