of May 8, 2013 No. 215
About some measures for enhancement of construction (construction, reconstruction) premises
For the purpose of enhancement of funding mechanism for house construction in the Republic of Belarus for the citizens having the right to soft credits to construction (reconstruction) or acquisition of premises:
1.1. regional executive committees and the Minsk Gorispolkom annually after establishment by Council of Ministers of the Republic of Belarus of tasks on commissioning of total area of apartment houses create in a month and claim for two years of the program of the state order on construction (construction, reconstruction) (further if other is not provided, - construction) apartments in the apartment, blocked apartment houses, single-family apartment houses (further if other is not provided, - premises) for the citizens having the right to soft credits to construction (reconstruction) or acquisition of premises according to the Presidential decree of the Republic of Belarus of January 6, 2012 No. 13 "About some questions of provision to citizens of the state support for construction (reconstruction) or acquisition of premises" (The national register of legal acts of the Republic of Belarus, 2012, No. 6, 1/13224). At the same time when forming of the specified programs projects (series) of economic apartment houses of standard consumer qualities which list affirms the Ministry of Architecture are applied;
1.2. customers on accomplishment of programs of the state order on construction of premises for the citizens specified in subitem 1.1 of this Item (further - the state order), are municipal unitary enterprises on capital construction, other state organizations or the organizations from shares of the state in authorized fund more than 50 percent based on the decision of city, district executive committee (further - customers);
1.3. on the purpose of construction of premises customers have the right to obtain the soft credits granted by open joint stock company "Belarusbank savings bank to the state order (further - bank) at the expense of the resources determined by Council of Ministers of the Republic of Belarus in coordination with bank within the total amount of the soft credits provided on accomplishment of housing scheme for the next year (further - soft credits according to the state order). Interest for using soft credits according to the state order are established in the amount of two annual interest rates and paid by customers monthly since the month following after month of issuance of credit.
In case of provision of soft credits according to the state order at the expense of own means of bank compensation of losses of bank is performed monthly during all term for which these loans are granted, from means of the republican budget in the amount of the refunding rate of National Bank which developed in the accounting period, increased by one percent point.
The soft credit according to the state order is granted to the customer in the presence of the conclusion of state examination of the project documentation, including the estimate (estimate documentation), the permission to production of building and construction works issued to the customer, construction contracts (except cases when for construction of apartment houses according to the legislation the specified documents are not required).
The maximum term for which the soft credit according to the state order is granted shall not exceed the normative term of construction of the apartment house increased for four months.
Maximum size of soft credit according to the state order is determined proceeding from the estimated cost of construction of the apartment house on start date of accomplishment of construction, special, installation works (further – building and construction works) less costs by carrying out engineering researches and production of the project documentation, including conducting its state examination.
Estimated cost of construction of the apartment house on start date of accomplishment of building and construction works less costs on carrying out engineering researches and production of the project documentation, including conducting its state examination, is determined using the forecast price indexes in construction approved by the Ministry of Economics taking into account the normative duration of construction, is confirmed by the reference of the customer and remains invariable for the entire period of construction.
The construction cost of premises in settlements with population to 20 thousand people, and also in satellite towns joins the cost of construction of the economic constructions provided by the project documentation.
Works on interior finish of rooms can be provided in the project documentation on the apartment houses which are under construction according to the state order according to the decision of city, district executive committee.
If in case of acceptance for operation of the apartment house the date of accomplishment of separate work types was postponed according to the procedure established by the legislation for the next period, favorable for their accomplishment, the cost of these works included in the estimated cost of construction of the apartment house determined according to the legislation on start date of accomplishment of building and construction works is subject to payment for the account of means of soft credit on the state order by transfer of advance payment in the amount of 100 percent of estimated cost of the specified works.
Check of target use of part of the soft credit according to the state order issued for financing of the works postponed for the next favorable period is performed based on the acceptance act in operation of these works. The specified act is transferred by the customer to the bank in time which is not exceeding seven working days after its approval.
Debt repayment on soft credit according to the state order is performed in the way:
renewals of debt on the citizens included in lists on receipt of soft credits (further - lists) and signed credit agreements on the conditions and according to the procedure provided by the Presidential decree of the Republic of Belarus of January 6, 2012 No. 13. At the same time soft credits on acquisition of the premises built according to the state order are provided according to the procedure, applied when crediting construction of premises. The maximum term for which soft credits are granted to citizens shall not exceed 20 years (for large families - 40 years) from the date of the conclusion of the credit agreement on receipt of soft credit according to the state order by the customer;
the directions of own means of citizens, means of one-time subsidies, to the added citizens having the right to their obtaining according to the Presidential decree of the Republic of Belarus of January 6, 2012 No. 13, based on the purchase and sale agreements of premises signed with the customer directly to the account on accounting of credit debt of the customer.
The part of debt on soft credit which is not extinguished according to part eleven of this subitem according to the state order is settled at the expense of means of the local budget of datum level no later than approach of term of complete return (repayment) of the credit.
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