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The document ceased to be valid since July 14, 2017 according to Item 10.2 of the Provision of the Central bank of the Russian Federation of June 28, 2017 No. 590-P

It is registered

Ministry of Justice

Russian Federation

On June 28, 2010 No. 17628

INSTRUCTION OF THE CENTRAL BANK OF RUSSIA

of June 3, 2010 No. 2459-U

About features of assessment of credit risk according to the separate issued loans, the loan and equated to it debt

2. In case of assessment of credit risk according to the loan the credit institution has the right not to change the debt servicing quality evaluation according to the loan which is carried out according to subitem 1.1 of Item 1 of the Instruction of the Bank of Russia N 2156-U if for date of assessment there is no overdue debt (on principal debt and (or) percent) according to this loan.

If for date of assessment overdue debt according to the loan is had (on principal debt and (or) percent), the debt servicing quality evaluation according to such loan is made by credit institution according to Item 3.7 of the Provision of the Bank of Russia of March 26, 2004 N 254-P "About procedure for forming by credit institutions of reserves on possible losses according to loans, on the loan and equated to it debt", registered by the Ministry of Justice of the Russian Federation on April 26, 2004 N 5774, on April 20, 2006 N 7728, on December 27, 2006 N 8676, on December 10, 2007 N 10660, on January 23, 2008 N 10968, on May 22, 2008 N 11730, on May 22, 2008 N 11724, on June 30, 2008 N 11903, on January 29, 2009 N 13219, on February 20, 2009 N 13414, on December 24, 2009 N 15811 ("the Bulletin of the Bank of Russia" of May 7, 2004 N 28, of May 4, 2006 N 26, of January 15, 2007 N 1, of December 17, 2007 N 69, of January 31, 2008 N 4, of May 28, 2008 N 25, of June 4, 2008 N 28, of July 9, 2008 N 36, of February 4, 2009 N 7, of March 4, 2009 N 15, of December 28, 2009 N 77) (further - the Provision of the Bank of Russia N 254-P).

3. In case of assessment of credit risk according to the re-structured loan or the loan directed to debt repayment according to the loan which is earlier provided to the same borrower, the credit institution has the right not to change the debt servicing quality evaluation according to such loan which is carried out according to subitems 1.2 and 1.3 of Item 1 of the Instruction of the Bank of Russia N 2156-U if for date of assessment:

there is no next restructuring of the loan considered in case of debt servicing quality evaluation according to Item 3.7 of the Provision of the Bank of Russia N 254-P;

directly or indirectly (through the third parties) new loan for the purpose of debt repayment according to the loan which is earlier provided to it was not allowed the borrower;

there are no other circumstances requiring according to the Provision of the Bank of Russia N 254-P changes of quality evaluation of debt servicing according to the loan.

4. The provision of the Bank of Russia N 254-P is applied taking into account this Instruction.

5. This Instruction becomes effective from the date of its official publication in "the Bulletin of the Bank of Russia".

Chairman of the Central bank of the Russian Federation

S. M. Ignatyev

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