PROVISION OF THE CENTRAL BANK OF RUSSIA

of August 7, 2009 No. 342-P

About required reserves of credit institutions

The Bank of Russia according to the Federal Law of July 10, 2002 N 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" (The Russian Federation Code, 2002, N 28, Art. 2790; 2003, N 2, Art. 157; N 52, of Art. 5032; 2004, N 27, Art. 2711; N 31, of Art. 3233; 2005, N 25, Art. 2426; N 30, of Art. 3101; 2006, N 19, Art. 2061; N 25, of Art. 2648; 2007, N 1, Art. 9, Art. 10; N 10, of Art. 1151; N 18, of Art. 2117; 2008, N 42, Art. 4696, Art. 4699; N 44, of Art. 4982; N 52, of the Art. 6229, Art. 6231; 2009, N 1, Art. 25; N 29, of the Art. 3629), article 25 of the Federal law "About Banks and Banking Activity" (in edition of the Federal Law of February 3, 1996 N 17-FZ) (Sheets of the Congress of People's Deputies of RSFSR and the Supreme Council of RSFSR, 1990, N 27, Art. 357; Russian Federation Code, 1996, N 6, Art. 492; 1998, N 31, Art. 3829; 1999, N 28, Art. 3459, Art. 3469; 2001, N 26, Art. 2586; N 33, of Art. 3424; 2002, N 12, Art. 1093; 2003, N 27, Art. 2700; N 50, of Art. 4855; N 52, of the Art. 5033, Art. 5037; 2004, N 27, Art. 2711; N 31, of Art. 3233; 2005, N 1, Art. 18, Art. 45; N 30, of Art. 3117; 2006, N 6, Art. 636; N 19, of Art. 2061; N 31, of Art. 3439; N 52, of Art. 5497; 2007, N 1, Art. 9; N 22, of Art. 2563; N 31, of Art. 4011; N 41, of Art. 4845; N 45, of Art. 5425; N 50, of Art. 6238; 2008, N 10, Art. 895; N 15, of Art. 1447; 2009, N 1, Art. 23; N 9, of Art. 1043; N 18, of the Art. 2153) and the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of August 7, 2009 N 15) establish procedure for accomplishment by credit institutions of mandatory reserve requirements, including procedure for deposition of required reserves in the Bank of Russia.

Chapter 1. General provisions

1.1. Mandatory reserve requirements - the standard rates of required reserves, coefficient of averaging of required reserves (further - averaging coefficient) established by the Board of directors of the Bank of Russia and published in "the Bulletin of the Bank of Russia".

The standard rate of required reserves - the size of required reserves as a percentage of reserve obligations of credit institution in currency of the Russian Federation and in foreign currency which structure is determined in Chapter 2 this provision (further - reserve obligations).

The coefficient of averaging represents numerical multiplier which value is in the range from 0 to 1, established for calculation of average size of required reserves.

1.2. The obligation of credit institution on accomplishment of mandatory reserve requirements arises from the date of receipt of the license for banking operations and stops with response (cancellation) at credit institution of the license for banking operations. Accomplishment of mandatory reserve requirements by credit institution is necessary condition of banking operations.

1.3. The credit institution performs deposition of required reserves in the Bank of Russia money in currency of the Russian Federation by their transfer into account (account) for storage of required reserves, opened (opened) in the Bank of Russia (further - accounts on accounting of required reserves), via bank transfer. In the cases established by this Provision, the credit institution performs deposition of required reserves in the Bank of Russia by accomplishment of obligation on averaging of required reserves, that is maintenance of average size of required reserves on correspondent account and correspondent sub-account (correspondent sub-accounts) opened in the Bank of Russia in currency of the Russian Federation (further - correspondent account and correspondent sub-account (correspondent sub-accounts).

The credit institution performs deposition of required reserves in the Bank of Russia on accounts on accounting of the required reserves opened separately according to obligations of credit institution in currency of the Russian Federation and according to obligations of credit institution in foreign currency.

In the cases established by this Provision in case of failure to carry out of obligation on averaging of required reserves the credit institution performs deposition of required reserves in the Bank of Russia by transfer of the amount of failure to carry out of averaging of required reserves determined according to subitem 4.2.3 of Item 4.2 of this provision to the account on accounting of required reserves in case of failure to carry out of obligation on averaging. The specified account is opened in the Bank of Russia irrespective of currency type of reserve obligations.

1.4. The amount of required reserves which is subject to deposition in the Bank of Russia is calculated by application of the standard rate (standard rates) of the required reserves deposited in the Bank of Russia, to the average chronological size of reserve obligations for the accounting period and exceptions of size of cash in currency of the Russian Federation in cash desk of the credit institution determined according to the procedure, established by Chapter 3 this provision (further - the normative size of required reserves).

The accounting period for the purpose of this provision is understood as the period from the first of the month under report on the first following for reporting, inclusive, when carrying out extraordinary regulation of the size of required reserves - the period established by the Bank of Russia.

1.5. The amount of required reserves which is subject to deposition in the Bank of Russia by accomplishment of obligation by credit institution on averaging of required reserves during the averaging period according to the procedure provided by Chapter 5 of this provision is calculated using averaging coefficient to the normative size of required reserves (further - the average size of required reserves).

The averaging period for the purpose of this provision is understood as the period from the tenth following for reporting, on the tenth day of the second month following for reporting, inclusive, when carrying out extraordinary regulation of the size obligatory rezervovperiod, established by the Bank of Russia.

The paragraph third ceased to be valid according to the Instruction of the Central bank of the Russian Federation of 01.06.2015 No. 3654-U

1.6. The amount of required reserves which is subject to deposition on accounts on accounting of required reserves is calculated as difference between the normative and average sizes of required reserves (further - the settlement size of required reserves).

1.7. Regulation of the size of the required reserves which are subject to deposition in the Bank of Russia (further - regulation of the size of required reserves), is performed by authorized institution of the Bank of Russia monthly.

The authorized institution of the Bank of Russia performs regulation of the size of required reserves for the purpose of ensuring compliance of the size of the required reserves which are actually deposited by credit institution on accounts on accounting of required reserves, settlement size of required reserves including carries out recalculation on required reserves for the accounting period and by results of checks of accomplishment by credit institutions of mandatory reserve requirements (further - checks), and also exercises control of accomplishment by credit institution of obligation on averaging of required reserves.

The authorized institution of the Bank of Russia for the purpose of this provision is understood as the economic division of territorial office of the Bank of Russia, department, payment processing center of the Bank of Russia performing one or several of the following functions:

regulation of the size of required reserves;

control over the implementation of mandatory reserve requirements by credit institutions, including conducting checks;

application of corrective actions to credit institutions for violation of established procedure of accomplishment of mandatory reserve requirements, including application of penalty for violation of mandatory reserve requirements (further - penalty).

1.8. Based on the relevant decision of the Board of directors of the Bank of Russia or on the bases specified in Item 8.4 of this provision, extraordinary regulation of the size of required reserves can be carried out by authorized institution of the Bank of Russia.

In case of carrying out extraordinary regulation of the size of required reserves the Board of directors of the Bank of Russia establishes the period of its carrying out, including date (period) of representation by credit institutions of Calculation of the size of the required reserves which are subject to deposition in the Bank of Russia on appendix form 1 to this Provision date with which the standard rate of required reserves and (or) coefficient of averaging, the accounting period, the averaging period are established.

1.9. On the required reserves deposited by credit institutions in the Bank of Russia, percent are not charged.

1.10. The translation (collection) of money for transfer into accounts on accounting of required reserves, return of excessively deposited funds from accounts on accounting of required reserves on correspondent account, and also transfer (collection) and return of money to the account on accounting of required reserves in case of failure to carry out of obligation on averaging are performed according to requirements of the Provision of the Bank of Russia of June 19, 2012 N 383-P "About rules of implementation of money transfer", registered by the Ministry of Justice of the Russian Federation on June 22, 2012 N 24667 ("the Bulletin of the Bank of Russia" of June 28, 2012 N 34), and Provisions of the Bank of Russia of June 29, 2012 N 384-P "About payment system of the Bank of Russia", registered by the Ministry of Justice of the Russian Federation on July 4, 2012 N 24797 ("the Bulletin of the Bank of Russia" of July 11, 2012 N 36), taking into account features, stipulated in Item 6.2 this provision.

1.11. Use of required reserves is performed in accordance with the legislation of the Russian Federation, regulations of the Bank of Russia, including this Provision.

1.12. Calculation and the documents submitted by credit institution complete with it according to the procedure, established by Chapter 3 this provision, and also the documents constituted by authorized institution of the Bank of Russia when carrying out regulation of the size of required reserves according to the procedure established by Chapter 4 this provision go to authorized institution of the Bank of Russia, credit institution, respectively, on papers and (or) in the form of the electronic messages including supplied with authentication code.

The specified documents directed in the form of the electronic messages which are not supplied with authentication code are subject to redispatching (representation) on paper.

Possibility of the direction the Bank of Russia of credit institution of the documents constituted when carrying out regulation of the size of required reserves, in the form of the electronic messages supplied with authentication code, and confirmation by credit institution of receipt of the specified documents shall be provided by the contract between credit institution and the Bank of Russia.

Chapter 2. Structure of reserve obligations

2.1. Reserve obligations passive remaining balance of the following balance sheet accounts established by the Provision of the Bank of Russia of July 16, 2012 N 385-P "About rules of conducting financial accounting in the credit institutions located in the territory of the Russian Federation", the registered Ministry of Justice of the Russian Federation on September 3, 2012 N 25350, on October 15, 2012 N 25670 ("the Bulletin of the Bank of Russia" of September 25, 2012 N 56-57, of October 24, 2012 N 62) is included (further - the Provision N 385-P):

N 30111, 30122, 30123, 30219, 30220, 30222, 30223, 30230, 30231, 30232, 30236, 30411, 30412, 30414, 30415, 30420, 30421, 30422, 30423, 30601, 30603, 30604, 30606, 314, 316, 31703, 31803, 40101, 40105, 40106, 40108, 40110, 40116, 402, 40301, 40302, 40306, 40307, 40312, 404, 405, 406, 407, 408, 40901, 40902, 40903, 40905, 40907, 40909, 40910, 40911, 40912, 40913, 410, 411, 412, 413, 414, 415, 416, 417, 418, 419, 420, 421, 422, 423, 425, 426, 427, 428, 429, 430, 431, 432, 433, 434, 435, 436, 437, 438, 439, 440, 47401, 47403, 47405, 47407, 47411, 47412, 47416, 47418, 47422, 47426, 476, 52001-52005, 521, 522, 523, 524, 52501, 60322.

Determination of the amount of the means which are subject to inclusion in Calculation according to above-mentioned balance sheet accounts is performed taking into account the following.

2.1.1. The amount of remaining balance of balance sheet accounts N N 30420, 30421 is included reserve obligations minus the amount of remaining balance of balance sheet accounts N N 30416, 30417 - by designation 304211 code.

The amount of remaining balance of balance sheet accounts N N 30422, 30423 is included reserve obligations minus the amount of remaining balance of balance sheet accounts N N 30418, 30419 - by designation 304231 code.

Reduction of the amounts of remaining balance of balance sheet accounts N N 30420, 30421 and 30422, 30423 at size of the amounts of remaining balance of balance sheet accounts N N 30416, 30417 and 30418, of 30419, respectively, is performed within the amounts of remaining balance of balance sheet accounts N N 30420, 30421 and 30422, of 30423, respectively.

Remaining balance of balance sheet accounts N N 40108, of 40110, 40306 is included reserve obligations minus remaining balance of balance sheet accounts N N 40109, of 40111, of 40308, respectively, - by the designation codes 401081, 401101, 403061, respectively specified in appendix 2 to this Provision.

Reduction of remaining balance of balance sheet accounts N N 40108, of 40110, 40306 at size of remaining balance of balance sheet accounts N N 40109, of 40111, of 40308, respectively, is performed within remaining balance of balance sheet accounts N N 40108, of 40110, 40306.

2.1.2. The remaining balance of separate personal account on accounting of compensations on deposits of the population allocated with the Ministry of Finance of the Russian Federation, - by designation code 403121, specified in appendix 2 to this Provision is excluded from remaining balance of balance sheet account N 40312.

2.1.3. The obligations according to letters of credit considered on balance sheet accounts No. No. 40901, of 40902, decrease by the amount of remaining balance of separate personal accounts of the specified balance sheet accounts on accounting of the met (deposited) letters of credit in the amount of the money transferred to the performing bank as covering, within the amount of remaining balance of separate personal accounts of balance sheet accounts No. No. 47431, 47410 - by designation code 409011, specified in appendix 2 to this Provision.

2.1.4. Remaining balance of separate personal accounts (or their part) the specified balance sheet accounts according to the cash accounting attracted from legal entities and individual entrepreneurs for the term of at least three years in accordance with the terms of the signed agreements - by designation codes 314440, of 410439, specified in appendix 3 to this Provision is excluded from remaining balance of balance sheet accounts N 31408, of 31409, of 31608, of 31609, of 41006, of 41007, of 41106, of 41107, of 41206, of 41207, of 41306, of 41307, of 41406, of 41407, of 41506, of 41507, of 41606, of 41607, of 41706, of 41707, of 41806, of 41807, of 41906, of 41907, of 42006, of 42007, of 42106, of 42107, of 42206, of 42207, of 42506, of 42507, of 42706, of 42707, of 42806, of 42807, of 42906, of 42907, of 43006, of 43007, of 43106, of 43107, of 43206, of 43207, of 43306, of 43307, of 43406, of 43407, of 43506, of 43507, of 43606, of 43607, of 43706, of 43707, of 43806, of 43807, of 43906, of 43907, of 44006, 44007.

The credit institution has no right to exclude from remaining balance of the above-stated balance sheet accounts remaining balance of the separate personal accounts (or their part) according to the cash accounting attracted from legal entities and individual entrepreneurs for the term of at least three years in case of change of term of the attraction of money which constituted as a result of it less than three years and (or) in case of early (before three years) return of money - at least under one agreement. The credit institution has no right to perform the specified exceptions under all agreements (except agreements of the subordinated credit (the deposit, loan) within three accounting periods, since the accounting period in which there was event allowing to draw conclusion on reduction of effective period, and (or) agreement cancelation, and (or) early (before three years) return of money.

The credit institution has the right to perform exceptions according to paragraph one of this subitem in case:

early (before three years) agreement cancelation of the subordinated credit (the deposit, loan) and (or) return of the subordinated credit (the deposit, loan) or its part if within five working days after day of agreement cancelation of the subordinated credit (the deposit, loan) and (or) return of the subordinated credit (the deposit, loan) either its part the creditor or his legal successor deposits funds equivalent to the amount of the subordinated credit (the deposit, loan) either its parts or exceeding it, in payment of shares (shares) of this credit institution, or early (before three years) exchanges of requirements of creditors on the subordinated credit (the deposit, loan) for ordinary shares (share in the authorized capital) of credit institution for the purpose of increase in the authorized capital;

early (before three years) discharge of credit institution of the agreement of the subordinated credit (the deposit, loan) of return of the amount of principal debt and (or) exchange of requirements of creditors of the subordinated credit (the deposit, loan) on ordinary shares (share in the authorized capital) of credit institution as a result of emergence of the bases provided by paragraphs the fifth and sixth subitem 2.3.4 of Item 2 and paragraphs the eleventh and twelfth subitem 3.1.8.1.2 of Item 3 of the Provision of the Bank of Russia of December 28, 2012 No. 395-P "About technique of determination of size of own means (capital) of credit institutions ("Basel III")", No. registered by the Ministry of Justice of the Russian Federation on February 22, 2013 27259, on November 29, 2013 No. 30499, on October 2, 2014 No. 34227, on December 11, 2014 No. 35134, on December 17, 2014 No. 35225, on March 24, 2015 No. 36548 ("the Bulletin of the Bank of Russia" of February 27, 2013 No. 11, of November 30, 2013 No. 69, of October 8, 2014 No. 93, of December 22, 2014 No. 112, of December 26, 2014 No. 114, of March 30, 2015 No. 27) (further - the Provision No. 395-P);

early (before three years) agreement cancelation of the subordinated credit (the deposit, loan) and (or) return of the subordinated credit (the deposit, loan) or its part in case of observance of the conditions established by subitem 3.1.8.2 of Item 3 of the Provision No. 395-P;

decision makings about early (before three years) agreement cancelation of contribution (deposit) according to Item 5.2 of article 7 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" (The Russian Federation Code, 2001, No. 33, Art. 3418; 2002, No. 30, Art. 3029; No. 44, Art. 4296; 2004, No. 31, Art. 3224; 2005, No. 47, Art. 4828; 2006, No. 31, Art. 3446, Art. 3452; 2007, No. 16, Art. 1831; No. 31, Art. 3993, Art. 4011; No. 49, Art. 6036; 2009, No. 23, Art. 2776; No. 29, Art. 3600; 2010, No. 28, Art. 3553; No. 30, Art. 4007; No. 31, Art. 4166; 2011, No. 27, Art. 3873; No. 46, Art. 6406; 2012, No. 30, Art. 4172; No. 50, Art. 6954; 2013, No. 19, Art. 2329; No. 26, Art. 3207; No. 44, Art. 5641).

Balance according to the terminated agreement of the subordinated credit (the deposit, loan) is subject to inclusion in Calculation, since day when the agreement of the subordinated credit (the deposit, loan) is considered terminated.

To the agreement of the subordinated credit (the deposit, loan) under which obligations ahead of schedule (before three years) are partially stopped, the credit institution has the right to exclude remaining balance under the agreement of the subordinated credit (the deposit, loan) under which there was early (before three years) return of part of money or from Calculation.

If the specified return was not followed by change of term of the agreement which constituted as a result of it less than three years, the credit institution has the right to exclude balance under the agreement under which there was early (before three years) return of part of money from Calculation after the end of three accounting periods specified in the paragraph the second this subitem.

2.1.5. Remaining balance of separate personal accounts on accounting of the bonds issued credit organizatsiyeyemitenty with repayment period - by designation code 520051, specified in appendix 2 to this Provision is excluded three years from remaining balance of the balance sheet account No. 52005.

2.1.6. The amount of obligations of credit institution according to issued debt securities decreases by the amount of obligations of credit institution to other credit institutions - residents according to issued debt securities, calculated by way of application by credit institution of corrective coefficient to the amount of obligations of credit institution according to issued debt securities - by designation code 520524, specified in appendix 4 to this Provision.

The corrective coefficient for the purpose of this provision is understood as numerical multiplier which value is in the range from 0 to 1, established by the Board of directors of the Bank of Russia for the purpose of determination of the amount of obligations of credit institution to other credit institutions - residents according to issued debt securities, the reserve obligations which are subject to exception of structure, information on which is published in "the Bulletin of the Bank of Russia".

2.1.7. Balance sheet account N 60322 is included reserve obligations:

the credit institution created in the form of limited liability company (the credit institution which changed form of business of limited liability company to joint-stock company), in the amount of remaining balance of separate personal accounts on accounting of unpaid costs of shares of the members of credit institution who submitted applications for secession of members of credit institution (after three-months term from the date of the emergence of the corresponding obligation or other term provided by the charter of credit institution), and also in the amount of remaining balance of separate personal accounts on accounting of unpaid costs of shares of the members of credit institution excluded from the list of members of credit institution by a court decision (from the date of the introduction in legal force of the judgment about exception of members of credit institution of the list of members of credit institution), - by designation code 603221, specified in appendix 2 to this Provision;

credit institution - the issuer who is not using for accumulation of the money arriving in payment of shares, accumulation account with the special mode - in the amount of remaining balance of separate personal accounts according to the cash accounting in currency of the Russian Federation, in foreign currency, the shares of credit institution arriving in payment - the issuer - by designation code 603222, specified in appendix 2 to this Provision;

regarding surplus of the money revealed in cash desk of credit institution, ATMs, and also other program technical means - the automatic devices intended for implementation of cash transactions with cash - by designation code 603223, specified in appendix 2 to this Provision;

the credit institution created in the form of joint-stock company, - in the amount of remaining balance of separate personal accounts on accounting of obligations on payment of own shares redeemed from shareholders - by designation code 603224, specified in appendix 2 to this Provision.

2.2. The obligations of credit institution which are subject to inclusion in structure reserved according to Item 2.1 of this provision, are grouped in the following categories:

2.2.1. obligations of credit institution to legal entities - nonresidents (including obligations to nonresident banks), and also obligations to individual entrepreneurs - nonresidents, in currency of the Russian Federation and (or) in foreign currency, arising according to agreements of the bank (correspondent) account, contracts for attraction of money (credit, deposit and other agreements) (daleeobyazatelstvo of credit institution before legal litsaminerezidenta);

2.2.2. obligations of credit institution to physical persons (residents and nonresidents) in currency of the Russian Federation and (or) in foreign currency, arising according to bank deposit agreements (including certified by savings certificates), the bank account (further - obligations of credit institution to physical persons);

2.2.3. obligations of credit institution in currency of the Russian Federation and (or) in foreign currency, not belonging to the categories of obligations established by subitems 2.2.1 and 2.2.2 of this Item (further - other obligations).

2.3. Obligations of credit institution to legal entities - nonresidents are subject to inclusion in Calculation according to the standard rate (standard rates) of required reserves for obligations to legal entities - nonresidents in currency of the Russian Federation and (or) in foreign currency.

For the purpose of this provision the structure of obligations of credit institution to legal entities - nonresidents joins remaining balance of balance sheet accounts and (or) separate personal accounts of balance sheet accounts N 30111, of 30122, of 30123, of 30230, of 30231, of 30412, of 314, of 316, of 31703, of 31803, of 40804, of 40805, of 40806, of 40807, of 40809, of 40812, of 40814, of 40815, of 40818, of 425, of 440, of 47426, of 47602, 47607 taking into account the following.

2.3.1. Balance sheet account N 47426 is included obligations of credit institution to legal entities - nonresidents regarding remaining balance of separate personal accounts on accounting of the percent added and which are subject to payment on the raised funds of legal entities - nonresidents, - by designation code 474261, and in the rest - in structure of other obligations - by designation code 474262, specified in appendix 2 to this Provision.

2.3.2. Balance sheet accounts N 40806, of 40809, of 40812, of 40814, of 40815, 40818 are included obligations of credit institution to legal entities - nonresidents regarding remaining balance of separate personal accounts on accounting of obligations to legal entities - nonresidents - by designation codes 408061, of 408091, of 408121, of 408141, of 408151, of 408181, specified in appendix 2 to this Provision.

2.4. Obligations of credit institution to physical persons are subject to inclusion in Calculation according to the standard rate (standard rates) of required reserves for obligations to physical persons in currency of the Russian Federation and (or) in foreign currency.

For the purpose of this provision of obligations of credit institution to physical persons remaining balance of balance sheet accounts and (or) separate personal accounts of balance sheet accounts N 40803, of 40806, of 40809, of 40812, of 40813, of 40814, of 40815, of 40817, of 40818, of 40819, of 40820, of 423, of 426, of 47411, of 47603, of 47605, of 47608, of 47609, of 522, of 52404, of 52405, 52501 taking into account the following are included.

2.4.1. Balance sheet accounts N 40806, of 40809, of 40812, of 40814, of 40815, 40818 are included obligations of credit institution to physical persons regarding remaining balance of separate personal accounts on accounting of obligations to physical persons - nonresidents - by designation codes 408062, of 408092, of 408122, of 408142, of 408152, of 408182, specified in appendix 2 to this Provision.

2.4.2. Balance sheet accounts N 40819, of 52405, 52501 are included obligations of credit institution to physical persons regarding remaining balance of separate personal accounts: on accounting of obligations to physical persons - by designation code 408191, on accounting of the percent certified by savings certificates - by designation codes 524051, 525011. In the rest the specified balance sheet accounts are included other obligations - by designation codes 408192, of 524052, of 525012, specified in appendix 2 to this Provision.

2.5. Reserve obligations of credit institution remaining balance of separate personal accounts of the balance sheet accounts specified in Item 2.1 of this provision on accounting is not included:

2.5.1. the obligations expressed in non-cash form (in precious metals and natural gemstones in their physical shape, in the form of loan of securities);

2.5.2. obligations to other credit institution registered in accordance with the established procedure and the acting on the basis of the license for banking operations granted by the Bank of Russia (except for obligations to the credit institution acting as the trustee), obligations to the international financial institution performing the activities on the basis of the international treaty (agreement) on its creation with participation of the Russian Federation, and also obligations to the "Development Bank and Foreign Economic Activity (Vnesheconombank)" state corporation (daleevneshekonombank), the Bank of Russia, the agreements resulting from the conclusion (except for obligations according to issued debt securities and percent on them), and obligations to the "Deposit Insurance Agency" state corporation (further - DIA) and (or) obligations to investors, not being credit institutions, the measures for the prevention of bankruptcy of bank which arose within financial assistance according to plans of participation of DIA in implementation;

2.5.3. the debt arising between separate divisions of credit institution.

Chapter 3. Procedure for creation and representation of Calculation

3.1. Calculation is constituted based on documents which forms are given in appendices 2-6 to this Provision, and data of the balance sheet of credit institution on accounts on accounting of required reserves according to the procedure, determined by this Chapter.

3.2. Creation of documents which forms are given in appendices 2-6 to this Provision is performed according to daily composite balance sheets of credit institution, except for these balance sheets of foreign subsidiaries of credit institution which according to the legislation of the country of the location shall fulfill mandatory reserve requirements according to the procedure and according to the standard rates established by acts of the country of the location of branches.

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