Document from CIS Legislation database © 2003-2020 SojuzPravoInform LLC

FEDERAL LAW OF THE RUSSIAN FEDERATION

of June 3, 2009 No. 103-FZ

About the activities for acceptance of payments of physical persons performed by payment agents

(as amended on 27-12-2019)

Accepted by the State Duma of the Russian Federation on May 22, 2009

Approved by Council of the Russian Federation on May 27, 2009

Article 1. The relations regulated by this Federal Law

1. This Federal Law governs the relations arising when implementing activities for acceptance by the payment agent from the payer of the cash allocated for execution of monetary commitments of physical person before the supplier on payment of goods (works, services) and also the functions established by the legislation of the Russian Federation directed to the public authorities, local government bodies and organizations which are under their authority within accomplishment by them.

2. Provisions of this Federal Law are not applied to the relations connected with activities for carrying out calculations:

1) performed by legal entities and individual entrepreneurs in case of sales of goods (performance of works, rendering services) it is direct with physical persons, except for the calculations connected with collection by the payment agent from the payer of the remuneration provided by this Federal Law;

2) between legal entities, and (or) individual entrepreneurs when implementing of business activity by them, and (or) the persons who are engaged in private practice and not being individual entrepreneurs which is not connected with accomplishment of functions of payment agents;

3) for benefit of foreign legal entities;

4) performed via bank transfer;

5) performed according to the legislation on banks and banking activity.

3. To the relations regulated by this Federal Law, regulations of the Federal Law "About National Payment System" are applied only regarding implementation of monitoring by the Bank of Russia according to Item 1 of part 1 of article 35 of the specified Federal Law.

Article 2. The basic concepts used in this Federal Law

In this Federal Law the following basic concepts are used:

1) the supplier - the legal entity, except for credit institution, or the individual entrepreneur, the receiving money of the payer for implementable goods (the performed works, the rendered services) according to this Federal Law, and also the legal entity or the individual entrepreneur who brings payment for premises and utilities according to the Housing code of the Russian Federation, and also the public authorities and local government bodies, organizations which are under their authority, receiving money of the payer within accomplishment by them of the functions established by the legislation of the Russian Federation;

2) the payer - the physical person performing introduction to the payment agent of cash for the purpose of execution of monetary commitments of physical person before the supplier;

3) the payment agent - the legal entity, except for credit institution, or the individual entrepreneur, performing activities for acceptance of payments of physical persons. Payment agent is the operator on acceptance of payments or the payment subagent;

4) the operator on acceptance of payments - the payment agent - the legal entity who signed the agreement on implementation of activities for acceptance of payments of physical persons with the supplier;

5) the payment subagent - the payment agent - the legal entity or the individual entrepreneur who signed with the operator on acceptance of payments the agreement on implementation of activities for acceptance of payments of physical persons;

6) the payment terminal - the device for acceptance by the payment agent from the payer of cash functioning in the automatic mode without participation of the authorized person of the payment agent.

Article 3. Activities for acceptance of payments of physical persons

1. Under activities for acceptance of payments of physical persons (further - acceptance of payments) for the purpose of this Federal Law acceptance by the payment agent from the payer of the cash allocated for execution of monetary commitments before the supplier on payment of goods (works, services) including introduction of payment for premises and utilities according to the Housing code of the Russian Federation, and also implementation by the payment agent of the subsequent settlings with the supplier is recognized.

2. The payment agent in case of acceptance of payments has the right to levy from the payer remuneration in the amount of, determined by the agreement between the payment agent and the payer (further - remuneration).

3. The monetary commitment of physical person before the supplier is considered fulfilled in the amount of the cash deposited to the payment agent, except for remunerations, from the moment of their transfer to the payment agent.

Article 4. Conditions of implementation of acceptance of payments

1. The operator on acceptance of payments for acceptance of payments shall sign with the supplier the agreement on implementation of activities for acceptance of payments of physical persons under the terms of which the operator on acceptance of payments has the right on its own behalf or on behalf of the supplier and for supplier account to perform acceptance of cash from payers for the purpose of execution of monetary commitments of physical person before the supplier, and also shall perfrom the subsequent calculations with the supplier in the procedure established by the specified agreement and in accordance with the legislation of the Russian Federation, including requirements about expenditure of the cash which arrived in cash desk of the legal entity or cash desk of the individual entrepreneur.

2. The supplier has the right to sign with the operator on acceptance of payments the agreement on implementation of activities for acceptance of payments of physical persons specified regarding 1 this Article if other is not established by the legislation of the Russian Federation. The government of the Russian Federation has the right to establish the inventory (works, services) in which payment the payment agent has no right to accept payments of physical persons.

2.1. The payment agent has no right to accept money for benefit of credit institutions.

3. The supplier shall provide at the request of the payer information on the payment agents performing acceptance of payments in its advantage about places of acceptance of payments, and also shall provide to tax authorities on their requests the list of the payment agents performing acceptance of payments in its advantage, and information on places of acceptance of payments.

Warning!!!

This is not a full text of document! Document shown in Demo mode!

If you have active License, please Login, or get License for Full Access.

With Full access you can get: full text of document, original text of document in Russian, attachments (if exist) and see History and Statistics of your work.

Get License for Full Access Now

Disclaimer! This text was translated by AI translator and is not a valid juridical document. No warranty. No claim. More info

Effectively work with search system

Database include more 40000 documents. You can find needed documents using search system. For effective work you can mix any on documents parameters: country, documents type, date range, teams or tags.
More about search system

Get help

If you cannot find the required document, or you do not know where to begin, go to Help section.

In this section, we’ve tried to describe in detail the features and capabilities of the system, as well as the most effective techniques for working with the database.

You also may open the section Frequently asked questions. This section provides answers to questions set by users.

Search engine created by SojuzPravoInform LLC. UI/UX design by Intelliants.