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LAW OF THE REPUBLIC OF UZBEKISTAN

of April 16, 2009 No. ZRU-210

About obligatory civil liability insurance of the employer

Accepted by Legislative house on November 11, 2008

Approved by the Senate on March 27, 2009

(as amended on 17-05-2022)

Chapter 1. General provisions

Article 1. Purpose of this Law

The purpose of this Law is regulation of the relations in the field of obligatory civil liability insurance of the employer.

Article 2. Legislation on obligatory civil liability insurance of the employer

The legislation on obligatory civil liability insurance of the employer consists of this Law and other acts of the legislation.

If the international treaty of the Republic of Uzbekistan establishes other rules, than those which are stipulated by the legislation the Republic of Uzbekistan about obligatory civil liability insurance of the employer then are applied rules of the international treaty.

Article 3. Basic concepts

In this Law the following basic concepts are applied:

the insurer under the agreement of annuities - the legal entity performing activities in life insurance industry;

the victim - the worker to whose health the harm in connection with the labor mutilation, occupational disease or other damage of health connected with execution of labor obligations by it having the right to insurance indemnity is done;

labor accident - event as a result of which the worker sustained the labor injuries or other damage of health connected with execution of obligations by it according to the employment contract (contract) both in the territory of employer and beyond its limits and which entailed need of the translation of the worker for other work, temporary or permanent loss of professional working capacity by it or his death;

employer - the legal entity or physical person which signed the employment contract (contract) with physical person in the procedure established by the legislation;

the insurer under the agreement of obligatory civil liability insurance of the employer - the legal entity performing activities in industry of general insurance;

occupational disease - the acute or chronic disease of the worker which is result of impact on it harmful or dangerous production factor and entailed temporary or permanent loss of professional working capacity by it;

extent of loss of professional working capacity - the decrease in the professional working capacity which was available before labor accident expressed as a percentage, determined by medico-social commission of experts;

labor mutilation - temporary or permanent loss by the worker of professional working capacity owing to labor accident;

the beneficiary - person having the right to insurance indemnity in case of the death of the worker connected with execution of labor obligations by it;

insured event - the fact of approach of the civil responsibility of the employer on indemnification caused to life or health of the worker in connection with the labor mutilation, occupational disease or other damage of health of the worker connected with execution of labor obligations by it during validity of obligatory civil liability insurance of the employer confirmed in accordance with the established procedure;

the worker - the physical person working at basis of the employment contract (contract) signed with the employer.

Article 4. Obligation of the employer on insurance of the civil responsibility

The employer shall on conditions and according to the procedure, established by this Law, to insure the civil responsibility on indemnification, the worker caused to life or health in connection with the labor mutilation, occupational disease or other damage of health connected with execution of labor obligations by it.

Chapter 2. Conditions and procedure of obligatory civil liability insurance of the employer

Article 5. Object and subjects of obligatory civil liability insurance of the employer

Object of obligatory civil liability insurance of the employer are valuable interests of the employer in case of its civil responsibility on indemnification caused to life or health of the worker in connection with the labor mutilation, occupational disease or other damage of health connected with execution of labor obligations by it.

Subjects of obligatory civil liability insurance of the employer are the employer, the insurer under the agreement of obligatory civil liability insurance of the employer (further - the insurer), the insurer under the agreement of annuities, the victim and the beneficiary.

Article 6. Agreement of obligatory civil liability insurance of the employer

The agreement of obligatory civil liability insurance of the employer is public.

Under the agreement of compulsory insurance civil the insurer shall employer's liability for the caused payment (insurance premium) in case of loss occurrence to compensate to the employer and (or) rubbed singing or to the beneficiary damage suffered of life or to health of the worker in connection with the labor mutilation, occupational disease or other damage of health connected with execution of labor obligations by it within insurance sum under the agreement of obligatory civil liability insurance of the employer.

The agreement of obligatory civil liability insurance of the employer is signed between the employer and the insurer. The basis for the conclusion of this agreement is the statement of the employer in writing.

Terms of the contract of obligatory civil liability insurance of the employer and procedure for its conclusion are established by the Cabinet of Ministers of the Republic of Uzbekistan.

Responsibility for incompleteness of the conditions which are subject to specifying in the agreement of obligatory civil liability insurance of the employer is born by the insurer.

The agreement of obligatory civil liability insurance of the employer is signed for a period of one year. If activities of the employer are performed less than one year in time, then the agreement of obligatory civil liability insurance of the employer is signed for the term of implementation of these activities by the employer.

Article 7. Regulation of insurance rates on obligatory civil liability insurance of the employer

Limits of insurance rates on obligatory civil liability insurance of the employer, structure of insurance rates and procedure for their application by the insurer in case of determination the sums of insurance premium under the agreement of obligatory civil liability insurance of the employer are determined by the Cabinet of Ministers of the Republic of Uzbekistan according to this Law.

Effective period of the established insurance rates on obligatory civil liability insurance of the employer cannot be less than one year. Change of levels of insurance rates does not involve change of the size of insurance premium under the agreement of obligatory civil liability insurance of the employer during the term of its action paid by the employer for the insurance rates operating on payment date.

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