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The document ceased to be valid since  December 27, 2015 according to Item 6.3 of the Provision of the Central bank of the Russian Federation of October 15, 2015 No. 499-P

It is registered

Ministry of Justice

Russian Federation

On September 6, 2004 No. 6005

PROVISION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of August 19, 2004 No. 262-P

About identification by credit institutions of clients and beneficiaries for the purpose of counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing

(as amended on 21-01-2014)

Based on the Federal Law "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" (Russian Federation Code, 2001, N 33 (part I), Art. 3418; 2002, N 30, Art. 3029; N 44, of Art. 4296; 2004, N 31, Art. 3224) and Federal Law "About the Central Bank Russian Federation (Bank of Russia)" (Russian Federation Code, 2002, N 28, Art. 2790; 2003, N 2, Art. 157; N 52 (part I), Art. 5032; 2004, N 27, Art. 2711; N 31, of the Art. 3233) the Bank of Russia establishes requirements to identification by credit institutions of persons which are at them on servicing (clients), and beneficiaries for the purpose of counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing.

Chapter 1. General provisions

1.1. The credit institution shall before acceptance on servicing identify the client, except as specified, established by the Federal Law "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing".

1.2. The credit institution establishes and identifies the beneficiary, that is person to whose benefit the client, in particular acts the agency agreement, agreements of the order, the commission and trust management, when carrying out the banking activities and other transactions except as specified established by the Federal Law "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" under.

1.3. The credit institution can not establish and not identify the beneficiary if the client is the organization performing transactions with money or other property, specified in article 5 of the Federal law "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" or person specified in article 7.1 of the Federal law "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing".

The credit institution can not establish and not identify the beneficiary if the client is resident bank of foreign state - the member Gruppy of development of financial measures of anti-money laundering (FATF).

The client specified in the paragraph the second this Item also shall satisfy at least to one of the following criteria:

have the indicator of rating assessment appropriated by the international rating agency *;

be included in the international bank reference book "Bankers Almanac" (publishing house "Reed Business Information", UK, any release of the reference book published not earlier than the calendar year preceding calendar year of making of banking activity or other transaction is used) or in the list (register) of the operating credit institutions of the corresponding foreign state.

This Item is not applied in case the credit institution concerning the client specified in this Item or concerning transaction with money or other property of this client has suspicions that they are connected with legalization (washing) of income gained in the criminal way, or terrorism financing.

1.4. In credit institution the program of identification of clients, establishments and identifications of beneficiaries shall be developed and approved (further - the Program of identification).

The program of identification shall include procedure for identification of clients, establishments and identifications of beneficiaries, including evaluation procedure of degree (level) of risk of making by the client of transactions for the purpose of legalization (washing) of income gained in the criminal way or terrorism financing (further - Risk) and the bases of assessment of such risk. The program of identification also may contain other provisions included at the discretion of credit institution.

The program of identification affirms the head of credit institution.

1.5. Ceased to be valid according to the Instruction of the Central bank of the Russian Federation of 21.01.2014 No. 3179-U

1.6. Identification is not carried out concerning public authorities of the Russian Federation and public authorities of subjects of the Russian Federation.

Chapter 2. Procedure for identification of clients, establishments and identifications of beneficiaries

2.1. For the purpose of identification of the client, establishment and identification of the beneficiary by credit institution collection of the data and documents provided by appendices 1 - 3 to this Provision, the documents which are the basis of making of banking activities and other transactions is performed. The credit institution has the right to use also other data (documents) which are independently determined by credit institution in the internal documents.

The credit institution has the right to determine independently in the internal documents requirements to documents of the legal entity whose period of activities does not exceed three months from the date of its registration and does not allow to provide to credit institution of the data (documents) specified in subitem 1.13 of Item 1 of appendix 2 to this Provision, and also requirements to documents of the legal entity - the nonresident, represented according to subitem 1.13 of Item 1 of appendix 2 to this Provision.

Credit institutions use the data containing in the Unified State Register of Legal Entities, the summary state register of the representative offices of the foreign companies, and also data on the lost, invalid passports accredited in the territory of the Russian Federation, on passports of the died physical persons, on the lost forms of passports, provided by federal executive bodies within the competence and according to the procedure approved by them with the Bank of Russia.

For the purpose of identification of the client, establishment and identification of the beneficiary, and also updating of customer information and the beneficiary according to rules of internal control for the purpose of counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing the credit institution uses information from open databases of the federal executive bodies placed on the Internet (further - Internet network).

The credit institution can also use other sources of information available to credit institution on legal causes.

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