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ORDER OF THE GOVERNMENT OF THE REPUBLIC OF KAZAKHSTAN

of February 17, 2009 No. 179

About some questions of refinancing of mortgage loans by banks of the second level

(as amended on 12-11-2015)

According to the order of the Government of the Republic of Kazakhstan of November 25, 2008 "About the Joint action plan of the Government of the Republic of Kazakhstan, National Bank of the Republic of Kazakhstan and Agency of the Republic of Kazakhstan on regulation and supervision of the financial market and the financial organizations for stabilization of economy and financial system for 2009-2010" the Government of the Republic of Kazakhstan DECIDES: No. 1085

1. Approve the enclosed project of Conditions of bank deposit of money joint-stock company "National welfare fund "Samruk-Kazyna" for the subsequent refinancing of mortgage loans by banks of the second level (further - Conditions).

2. Approve the enclosed list of banks of the second level and limits of placement and funds redistribution for the conclusion by joint-stock company "National welfare fund "Samruk-Kazyna" of the agreements following from provisions of Conditions.

2-1. To joint-stock company "National welfare fund" Samruk-Kazyna develop methodical recommendations about realization of Conditions.

3. This resolution becomes effective from the date of signing.

Prime Minister of the Republic of Kazakhstan

K. Masimov

Approved by the Order of the Government of the Republic of Kazakhstan of February 17, 2009, No. 179

Project

Conditions of bank deposit of money joint-stock company "National welfare fund "Samruk-Kazyna" for the subsequent refinancing of mortgage loans by banks of the second level

             Astana                          "___" ___________ 2009

1. The used determinations

In these Conditions the following determinations are used:

Contribution - the money which arrived from the Client on storage in Bank according to Agreements.

Within and in accordance with the terms of the Client several Deposits can be placed.

The amount and term of each Contribution are determined in prisoners between Bank and the Client Agreements;

Bank - _______________________________________;

The client - JSC Samruk-Kazyna - the owner of the Savings account in accordance with the terms and the Agreement;

The affiliated and Dependent organizations - legal entities (including national institutes of development, the national companies and other legal entities) whose more than fifty percent of voting shares belong to the Client on the property right or trust management (The affiliated organizations), their affiliated organizations, more than fifty percent voting shares of which are owned by any of such Affiliated organizations (The dependent organizations) which size of assets (in particular, each of the Affiliated organizations or Dependent organizations) constitutes at least 50 (fifty) billion tenges;

The agreement - everyone and any of bank deposit agreements on which the Bank accepts from the Client Vklad pays on it remuneration in the established size and Vklad on conditions and according to the procedure, stipulated by the legislation and the Agreement established in form according to appendix 1, being integral part of these Conditions pays back. In case of need uses of the term "Agreement" on context in plural the term "Agreements" is used;

Annual effective rate of remuneration - the remuneration rate in reliable, annual, effective, comparable basis on services calculated according to Rules of calculation by the banks of the second level of rates of remuneration in case of distribution of information on remuneration sizes on financial services approved by the resolution of Board of the Agency of the Republic of Kazakhstan on regulation and supervision of the financial market and the financial organizations of September 23, 2006 No. 215;

The savings account - the bank account of the Client in Bank in the tenge opened based on the Contract with the purpose of accounting of the Contribution and its reflection in systems and the reporting of Bank;

The authorized person - the person given authority according to the Legislation and acting on behalf of the Client, Bank or the third parties as it is provided by Conditions and/or the Agreement;

The statement - the document (on paper or electronically) about condition of the Savings account of the Client for certain period of time;

Card with specimen signatures and impress of a seal - the document containing data on authorized representatives of the Client with samples of their signatures and impress of a seal which shall be certified notarially of the cases specified in these Conditions or stipulated by the legislation;

Conditions - these Conditions of bank deposit of money of joint-stock company "National welfare fund "Samruk-Kazyna" for the subsequent refinancing of mortgage loans by banks of the second level;

The legislation - the legislation of the Republic of Kazakhstan consisting of the regulatory legal acts adopted and which became effective in accordance with the established procedure;

Money - the instrument of payment expressed in national currency;

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