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LAW OF THE REPUBLIC OF UZBEKISTAN

of April 21, 2008 No. ZRU-155

About obligatory civil liability insurance of owners of vehicles

Accepted by Legislative house on February 21, 2008

Approved by the Senate on March 27, 2008

(as amended on 09-11-2020)

Chapter 1. General provisions

Article 1. Purpose of this Law

The purpose of this Law is regulation of the relations in the field of obligatory civil liability insurance of owners of vehicles (further - compulsory insurance).

Article 2. Legislation on obligatory civil liability insurance of owners of vehicles

The legislation on obligatory civil liability insurance of owners of vehicles consists of this Law and other acts of the legislation.

If the international treaty of the Republic of Uzbekistan establishes other rules, than those which are stipulated by the legislation the Republic of Uzbekistan about obligatory civil liability insurance of owners of vehicles then are applied rules of the international treaty.

Article 3. Basic concepts

In this Law the following basic concepts are applied:

the victim - person, to life, health and (or) property of which harm when using the vehicle by the other person was done;

compensation payments - the payments made on account of the indemnification caused to life, health and (or) property of the victims in cases if insurance payment for compulsory insurance cannot be performed;

insured event - approach of the civil responsibility of the insurer or the other person which responsibility is insured under the agreement of obligatory civil liability insurance of owners of vehicles for damnification of life, to health and (or) property of the victims when using the vehicle which involves obligation of the insurer to make insurance indemnity;

the insurer - the legal entity, being the commercial organization which has the right to perform compulsory insurance;

the insurer - the vehicle owner who signed the agreement of obligatory civil liability insurance of owners of vehicles with the insurer;

insurance sum - the amount within which the insurer shall compensate in case of loss occurrence to the victim (his heir or the legal successor) damage suffered;

the vehicle - the device intended for transportation across roads of people, baggage, freights or the equipment installed on it;

the vehicle owner - the owner of the vehicle, and also person owning the vehicle on the right of economic maintaining or operational management or on other legal cause (the contract of property hiring, the power of attorney for the right of vehicle control, the order of relevant organ on transfer to this person of the vehicle, etc.). Person steering the vehicle owing to execution of the service or labor duties including based on the employment or civil contract with the owner or other vehicle owner is not vehicle owner;

- the insurance contract according to which the insurer shall for the payment (insurance premium) caused by the agreement in case of loss occurrence to compensate the agreement of obligatory civil liability insurance of the vehicle owner (further - the agreement of compulsory insurance) the victim caused thereof insured event harm of their life, to health and (or) property within insurance sum;

use of the vehicle - the operation of the vehicle consisting in its movement within roads (traffic) and also in the territories adjoining to them intended for movement of vehicles. Operation of the equipment installed on the vehicle and which is directly not connected with participation of the vehicle in movement is not use of the vehicle;

the driver - person steering the vehicle. When training in vehicle control by the driver the training person is considered.

Article 4. Basic principles of compulsory insurance

The basic principles of compulsory insurance are:

generality;

obligation;

guarantee of the indemnification caused to life, health and (or) property of the victims.

Chapter 2. Conditions and procedure of compulsory insurance

Article 5. Object of compulsory insurance

Object of compulsory insurance are the valuable interests of owners of vehicles connected with origin according to the legislation of their civil responsibility on indemnification of life, health and (or) property of the victims, the vehicle caused when using.

Under the agreement of compulsory insurance the civil responsibility of the insurer and (or) other vehicle owner specified in the agreement of compulsory insurance can be insured.

Article 6. Obligation of owners of vehicles on insurance of the civil responsibility

Owners of vehicles shall according to the procedure and on the conditions established by this Law to insure the civil responsibility for damnification of life, to health and (or) property of other persons when using vehicles.

The obligation of civil responsibility insurance does not extend to owners:

vehicles which maximum constructive speed constitutes no more than twenty kilometers per hour;

trail cars and two - the three-wheeled or other vehicles set in motion by the engine with working amount to fifty cubic centimeters or strength of the person or animal;

vehicles of Armed Forces of the Republic of Uzbekistan, except buses, cars, other vehicles used for ensuring economic activity of Armed Forces of the Republic of Uzbekistan;

the vehicles registered in foreign states if the civil responsibility of their owners is insured within the international systems of compulsory insurance valid for the territories of the Republic of Uzbekistan.

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