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The document ceased to be valid since July 2, 2018 according to Item 8.2 of the Provision of the Central bank of the Russian Federation of July 6, 2017 No. 595-P

It is registered

Ministry of Justice

Russian Federation

On May 17, 2007 No. 9490

PROVISION OF THE CENTRAL BANK OF RUSSIA

of April 25, 2007 No. 303-P

About system of gross calculations in real time Bank of Russia

(as amended on 26-02-2018)

This Provision is developed based on the Federal Law "About the Central Bank Russian Federation (Bank of Russia)" (The Russian Federation Code, 2002, N 28, Art. 2790; 2003, N 2, Art. 157; N 52, of Art. 5032; 2004, N 27, Art. 2711; N 31, of Art. 3233; 2005, N 25, Art. 2426; N 30, of Art. 3101; 2006, N 19, Art. 2061; N 25, of Art. 2648; 2007, N 1, Art. 9, Art. 10), Federal Law "About Banks and Banking Activity" (Russian Federation Code, Sheets of the Congress of People's Deputies of RSFSR and Supreme Council of RSFSR, 1990, N 27, Art. 357; Russian Federation Code, 1996, N 6, Art. 492; 1998, N 1, Art. 3829; 1999, N 28, Art. 3459, 3469; 2001, N 26, Art. 2586; N33 (part 1), Art. 3424; 2002, N 12, Art. 1093; 2003, N27 (part 1), Art. 2700; N 50, of Art. 4855; N52 (part 1), Art. 5033; 2004, N 27, Art. 2711; N 31, of Art. 3233; N 45, of Art. 4377; 2005, N 1, Art. 18, 45; N 30, of Art. 3117; 2006, N 6, Art. 636; N 31, of Art. 3439; 2007, N 1, Art. 9), parts two of the Civil code of the Russian Federation (Russian Federation Code, 1996, N 5, Art. 410, Art. 411; N 34, of Art. 4025; N 43, of Art. 4903; 1999, N 51, Art. 6228; 2002, N 48, Art. 4737; 2003, N 2, Art. 160, Art. 167; N 13, of Art. 1179; 2003, N 46, Art. 4434; N 52, of Art. 5034; 2005, N 1, Art. 15, Art. 45; N 13, of Art. 1080; N 19, of Art. 1752; N 30, of Art. 3100; 2006, N 6, Art. 636; 2007, N 1, the Art. 39, N 5, the Art. 558) and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of April 18, 2007 N 9) determine rules of functioning of the system of gross calculations in real time the Bank of Russia which is referred to as with system of bank electronic due payments (further - the BESP system), including the system designation of BESP, the rule of carrying out payments in the BESP system and participations in the BESP system.

Chapter 1. General provisions

1.1. The BESP system functions in payment system of the Bank of Russia and is intended for carrying out in currency of the Russian Federation of due payments and ensuring continuous calculations on gross basis in real time in process of receipt in the BESP system of electronic payment messages of the Bank of Russia, credit institutions (their branches), clients of the Bank of Russia which are not credit institutions (their branches). Due payments of credit institutions (their branches), clients of the Bank of Russia which are not credit institutions (their branches) are carried out at the expense of the means which are on the bank accounts opened in the Bank of Russia.

1.2. When implementing calculations through the BESP system to participants of the BESP system - to credit institutions (their branches), clients of the Bank of Russia which are not credit institutions (their branches) settlement and other services, stipulated by the legislation are provided to the Russian Federation, by this Provision, other regulations of the Bank of Russia and the agreement in which are determined the rights and obligations of credit institution (its branch), other client of the Bank of Russia which is not credit institution (its branch), and the Bank of Russia arising when implementing calculations and carrying out payments through the BESP system (further - services of the BESP system).

1.3. The payments of participants of the BESP system including connected with monetary policy realization, interbank payments, payments at the request of clients of participants of the BESP system belong to due payments.

1.4. The mode of real time in the BESP system is understood as the mode of carrying out payments in case of which implementation of calculations continuously during the operational day of the BESP system and immediately in process of receipt of electronic payment messages in the BESP system is provided in case of accomplishment of the conditions established by this Provision and other regulations of the Bank of Russia.

1.5. The BESP system functions along with systems of intraregional electronic calculations (further - VER) and interregional electronic calculations (further - the MEDT). Participants of the BESP system have the right to register also the payments through payment system of the Bank of Russia using the VER and MEDT systems.

1.6. Exchange of information in the BESP system is performed by means of electronic messages which represent the data set corresponding to the format established by the Bank of Russia, providing unambiguous perception of their content and supplied with authentication code.

1.7. In the BESP system electronic messages are applied in the form of electronic payment messages and electronic office information messages.

1.7.1. Payments through the BESP system are registered based on the settlement document constituted and which is drawn up in the form of the electronic payment message in forms of payments with payment orders, payment requests and collection orders in accordance with the legislation of the Russian Federation and the regulations of the Bank of Russia regulating rules of implementation of clearing settlements, and this Provision and sent to the BESP system by the participant of the BESP system - the author of the electronic payment message. The electronic payment message includes details of the settlement document electronically, contains the complete information about payment and the additional information necessary for carrying out payment.

1.7.2. For exchange of other information in the BESP system the electronic office information message including office information which is created in the course of functioning of the BESP system including on the registered payments in the BESP system, about cash amount on correspondent account (sub-account) in the Bank of Russia taking into account the set limit of intra overnight credit and the credit overnight (hereinafter the limit of intra overnight credit and the credit overnight is considered if it is established by the Bank of Russia on the corresponding correspondent account (sub-account), the calculations intended for implementation in the BESP system (further - liquidity for calculations in the BESP system), about the room of the electronic payment message in intra day queue of the postponed electronic payment messages of the BESP system (further - intra day queue of the postponed EPS), about the amount of the set limit of intra overnight credit and the credit overnight is used, about exception or cancellation of the electronic payment message in the BESP system.

1.8. Information security in the BESP system is ensured by set of technological and organizational measures, hardware-software, technical and cryptographic means of information protection according to requirements of the legislation of the Russian Federation and regulations of the Bank of Russia for ensuring information security.

Chapter 2. Participation in the BESP system

2.1. In the BESP system the following forms of participation are applied:

direct participation - by ensuring direct access to the BESP system in real time, identification in the BESP system for direct participation is provided with the bank identification code (daleebik) appropriated by the Bank of Russia and specified in the Reference book of bank identification codes of participants of the calculations transferring money within payment system of the Bank of Russia, and divisions of the Bank of Russia not being participants of calculations (further - the Reference book of BIC of Russia);

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