of December 26, 2024 No. 477-FZ
About guaranteeing the rights according to life insurance contracts
Accepted by the State Duma on December 17, 2024
Approved by the Federation Council on December 20, 2024
This Federal Law establishes legal, financial and organizational basis of functioning of system of guaranteeing the rights according to life insurance contracts or other insurance contracts, objects of insurance according to which are objects of life insurance, and also objects of accidents insurance and diseases and (or) objects of medical insurance (further - life insurance contracts), governs the relations between participants of system of guaranteeing the rights according to life insurance contracts, determines procedure and conditions of implementation of warranty payments.
For the purposes of this Federal Law the following basic concepts are used:
1) system of guaranteeing the rights according to life insurance contracts - system of the interconnected actions of legal, financial and organizational nature directed to protection of the rights and legitimate interests of insurers and beneficiaries according to life insurance contracts and also their legal successors in cases and procedure which are provided by this Federal Law;
2) warranty payment - payment of sum of money from fund of guaranteeing the rights for life insurance contracts in case of approach of warranty case to person having the right to payment for the life insurance contract;
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