FEDERAL LAW OF THE RUSSIAN FEDERATION

of October 7, 2022 No. 377-FZ

About features of obligation fulfillment according to credit agreements (loan agreements) persons which are called up for military service on mobilization in the Armed Forces of the Russian Federation, persons participating in special military operation and also members of their families and about modification of separate legal acts of the Russian Federation

Accepted by the State Duma on September 28, 2022

Approved by the Federation Council on October 4, 2022

Article 1

1. For the purposes of this Federal Law are understood as the borrower:

1) person (including the individual entrepreneur) which is called up for military service on mobilization in the Armed Forces of the Russian Federation, or person (including the individual entrepreneur) sent for service to troops of national guard of the Russian Federation on positions on which assignment of special ranks of police, on the mobilization which concluded with the creditor specified in Item 3 of part 1 of article 3 of the Federal Law of December 21, 2013 to No. 353-FZ "About consumer loan (loan)" before day of mobilization the credit agreement (loan agreement), including the credit agreement (loan agreement) according to which obligations are provided with mortgage (further - the credit agreement) is provided;

2) person passing military service in the Armed Forces of the Russian Federation under the contract, or person which is on military service (service) in troops of national guard of the Russian Federation, in the military forming and bodies specified in Item 6 of article 1 of the Federal Law of May 31, 1996 to No. 61-FZ "About defense", on condition of its participation in special military operation in the territories of Ukraine, the Donetsk People's Republic, the Luhansk People's Republic, the Kherson and Zaporizhia regions, concluded with the creditor specified in Item 3 of part 1 of article 3 of the Federal Law of December 21, 2013 to No. 353-FZ "About consumer loan (loan)" before day of participation of person in special military operation in the territories of Ukraine, the Donetsk People's Republic, the Luhansk People's Republic, the Kherson and Zaporizhia regions (further - special military operation) the credit agreement;

3) the person (including the individual entrepreneur) which signed the contract on voluntary assistance in accomplishment of the tasks assigned to the Armed Forces of the Russian Federation or troops of national guard of the Russian Federation, and who concluded with the creditor specified in Item 3 of part 1 of article 3 of the Federal Law of December 21, 2013 to No. 353-FZ "About consumer loan (loan)" before day of contract signature the credit agreement;

4) members of the family of persons specified in Items 1 - 3rd this part (further - the military personnel), determined according to Item 5 of article 2 of the Federal Law of May 27, 1998 No. 76-FZ "About the status of the military personnel" (further - members of the family of the serviceman), signed the credit agreement during the period before origin at the serviceman whose member of the family they are the circumstances specified in Items 1 - 3rd this part.

2. The borrower has the right at any time during time of action of the credit agreement, but no later than December 31, 2025 to address the creditor with the requirement about change of conditions of the credit agreement according to this Article providing suspension of execution by the borrower and all persons participating in the obligation on the party of the borrower, the obligations for the grace period calculated as:

1) the term of mobilization or term for which the contract was signed (for the military personnel specified in Items 1 and 3 of part of 1 this Article, and members of their families), increased for 180 days;

2) the term of participation in special military operation (for the military personnel specified in Item 2 parts of 1 this Article, and members of their families) increased for 180 days.

3. The grace period established by part 2 of this Article is prolonged for the period of finding of the borrower determined according to Items 1 - 3 parts of 1 this Article, in hospitals, hospitals, other medical organizations in stationary conditions on treatment from mutilations (wounds, injuries, contusions) or diseases got in case of accomplishment of tasks during special military operation.

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