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of April 8, 2022 No. PP-199

About establishment of interest rates for the funds allocated for the mortgage and educational loans at the expense of centralized sources

For the purpose of support of persons needing improvement of housing conditions, and also further expansion of opportunities of youth for education in the highest educational organizations:

1. Approve the offer of the Ministry of Finance, Ministry of Economic Development and reducing poverty, and also the Central bank on preserving interest rates for the resource funds allocated by the Ministry of Finance to commercial banks for the mortgage and educational loans until the end of 2022, according to the procedure of exception, in effective interest rates, that is on mortgage loan in the amount of 13 percent, on the educational credit - in the amount of 10 percent.

At the same time the educational credits at the expense of the resources allocated at the rate of 10 percent, are allocated with commercial banks to the borrower on 14 percent.

2. Determine that the decrease mechanism in pro rata procedure for interest rates for the resource funds allocated by the Ministry of Finance, and also to the mortgage and educational loans of commercial banks is used in case of decrease in the main rate of the Central bank from 14 percent.

3. To the Ministry of Finance together with the Ministry of Economic Development and reducings poverty till the end of 2022 to make in the Cabinet of Ministers the offer on interest rates for 2023 for the funds allocated for the mortgage and educational loans.

4. To impose control of execution of this resolution on the deputy prime minister D. A. Kuchkarov and the chairman of the Central bank M. B. Nurmuratov.

President of the Republic of Uzbekistan

Sh. Mirziyoev

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