of September 27, 2021 No. 367
About voluntary insurance of additional funded pension
For the purpose of expansion of opportunities for increase in material security in old age, I decide stimulations of participation of citizens in voluntary insurance of additional funded pension:
1. Enter since October 1, 2022 voluntary insurance of additional funded pension (further - supplementary accumulative pension insurance).
2. To assign implementation of supplementary accumulative pension insurance to republican unitary insurance enterprise of Stravit (further - the insurer).
3. Determine that:
3.1. the working citizens for whom the employer pays compulsory insurance premiums for pension insurance have the right to participate in supplementary accumulative pension insurance provided that on start date of term of supplementary accumulative pension insurance before achievement of generally established retirement age at least 3 years remain by them;
3.2. person from among the citizens specified in subitem 3.1 of this Item wishing to participate in supplementary accumulative pension insurance submits the application to the insurer for the conclusion of the agreement of supplementary accumulative pension insurance according to the Regulations on procedure and conditions of implementation of voluntary insurance of additional funded pension approved by this Decree;
3.3. the insurer independently determines rate by the agreement of supplementary accumulative pension insurance, but no more than 13 percent from the benefits amounts added for benefit of the insurer;
3.4. insurance premiums under the agreement of supplementary accumulative pension insurance are paid by the employer to the insurer proceeding from rate under the agreement of the supplementary accumulative pension insurance determined by the insurer in the amount of:
no more than 10 percent, - at the expense of means of the insurer by means of deduction from the benefits amounts added for benefit of the insurer;
no more than 3 percent, - at the expense of means of the employer (further - insurance premium for the account of means of the employer).
If the rate is determined by the agreement of supplementary accumulative pension insurance by the insurer in the amount of:
no more than 6 percent, insurance premiums on the agreement of supplementary accumulative pension insurance are paid by the employer in equal ratio at the expense of means of the insurer and employer;
more than 6 percent, insurance premiums on the agreement of supplementary accumulative pension insurance are paid by the employer in the amount of 3 percent at the expense of means of the employer, and the rest - at the expense of means of the insurer.
At the same time for the employer the size of compulsory insurance premium for pension insurance at size of insurance premium for the account of means of the employer on condition of payment by it to the insurer of insurance premiums in the amount of, determined according to this subitem decreases;
3.5. in case of insufficiency of budget funds of state non-budgetary fund of social protection of the population of the Republic of Belarus (further - the budget of fund) on financing of expenses on accomplishment of its obligations determined by the legislation including taking into account provisions of this Decree, when designing the laws on the republican budget and the budget of fund for the next financial year if necessary funds for transfer of the interbudget transfer from the republican budget are provided in the budget of fund;
3.6. on insurance premiums for the account of means of the employer compulsory insurance premiums in the budget of fund and insurance premiums for compulsory insurance from labor accidents and occupational diseases are not charged;
Disclaimer! This text was translated by AI translator and is not a valid juridical document. No warranty. No claim. More info
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