of October 24, 2019 No. PP-4498
About additional measures for enhancement of procedure for crediting of the projects realized within state programs of development of family entrepreneurship
Realization in 2018-2019 of program measures for broad attraction of the population to business activity, creation of conditions for forming of additional and stable sources of its income by employment in workmanship, home work and other spheres of business activity promoted improvement to some extent of economic situation of the population, especially families in the remote regions needing social protection.
At the same time it is required to increase system effectiveness of financial support of programs for development of small business and family entrepreneurship, to employment of the population, initiatives of women and the younger generation, and also establishment of full partnership with general population, subjects of small business and family entrepreneurship by radical improvement of methods of work of commercial banks with the state participation and increase in availability of banking services.
For the purpose of consecutive realization of the tasks determined in the Presidential decree of the Republic of Uzbekistan of August 13, 2019 No. UP-5780 "About Additional Measures for Strengthening of Protection of Private Property and Guarantees of the Rights of Owners, Radical Enhancement of System of the Organization of Works on Support of Entrepreneurial Initiatives, and also Expansion of Access for Subjects of Entrepreneurship to Financial Resources and Production Infrastructure" and also rational use, ensuring targeting and increase in efficiency of the state resources in programs for development of small business and family entrepreneurship, employment of the population, support of initiatives of women and the younger generation:
1. Take into consideration that the Presidential decree of the Republic of Uzbekistan of November 17, 2017 No. UP-5242 "About Measures for Further Development of Workmanship and Full Support of Handicraftsmen", the Presidential decree of the Republic of Uzbekistan of February 2, 2018 No. UP-5325 "About Measures for Radical Enhancement of Activities in the Sphere of Support of Women and Strengthenings of Institute of Family", the Presidential decree of the Republic of Uzbekistan of June 27, 2018 No. UP-5466 "About the State program "Yoshlar - kelajagimiz", the resolution of the President of the Republic of Uzbekistan of April 26, 2018 No. PP-3680 "About additional measures for enhancement of activities of farmer, Dehkan farms and owners of garden plots", the resolution of the President of the Republic of Uzbekistan of June 7, 2018 No. PP-3777 "About program implementation "Each family - the entrepreneur", the resolution of the President of the Republic of Uzbekistan of July 14, 2018 No. PP-3856 "About measures for enhancement and increase in overall performance for employment of the population", and also No. PP-4231 "About additional measures for broad attraction of the population to entrepreneurship and development of family entrepreneurship in regions" in the republic are implemented by the resolution of the President of the Republic of Uzbekistan of March 7, 2019 the state programs (further - Programs) aimed at the development of small business, family entrepreneurship and self-employment of the population, increase in opportunities for women and support of the younger generation.
crediting of projects within Programs is performed on refunding rate of the Central bank of the Republic of Uzbekistan since January 1, 2022 at the rate of 14 annual interest rates, mainly through JSC Hulk banki, JSB Mikrocreditbank and JSB Agrobank (further - authorized banks);
provision of compensations and subsidies for covering of interest expenses on the credits issued by authorized banks on development of small business and family entrepreneurship, employment of the population, support of initiatives of women and the younger generation at the expense of the State fund of assistance of employment under the Ministry of employment and employment relationships of the Republic of Uzbekistan, regional funds of stimulation of creation of new workplaces under Council of Ministers of the Republic of Karakalpakstan, khokimiyats of areas and the city of Tashkent, the State trust fund on support of women, Fund of support of farmer, Dehkan farms and owners of garden plots for Council of farmer, Dehkan farms and owners of garden plots of Uzbekistan (further - Funds) and other funds is allowed;
the part of resources of Fund of reconstruction and development of the Republic of Uzbekistan and the Funds allocated for financing of Programs settled in 2020 - 2022 monthly goes to authorized banks for financing of projects within Programs, at the same time the interest rate for resources is established on 4 percent points below refunding rate of the Central bank of the Republic of Uzbekistan, since January 1, 2022 - at the rate of 10 annual interest rates.
Target parameters of financing in 2020 of projects within Programs at the expense of centralized resources according to appendix No. 1;
Target parameters of crediting in 2020 by authorized banks of projects within Programs according to appendices No. 2, 2a, 2b, 2v;
The forecast of return in 2020 - 2022 of the credit lines allocated within State programs according to appendix No. 3.
4. To the supervisory boards of authorized banks in two-month time to develop and approve the actions plan providing:
creation in all regions of wide network of "offices of banking services", at the same time, in necessary cases to review structure of the available branch network;
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