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LAW OF THE AZERBAIJAN REPUBLIC

of May 18, 2004 No. 651-IIQ

About compulsory national personal insurance of staff of diplomatic service and persons passing administrative and technical service in diplomatic representations and consulates of the Azerbaijan Republic

(as amended on 03-12-2021)
Article 1. Law purpose

This Law governs the relations in the field of the state obligatory personal life insurance and health of employees of diplomatic service and persons bearing administrative and technical service (further - employees) serving in diplomatic representations and consulates of the Azerbaijan Republic (further - diplomatic representations of the Azerbaijan Republic).

Article 2. Legislation on the national compulsory personal insurance of staff of diplomatic representations of the Azerbaijan Republic

The legal basis of the national compulsory personal insurance of staff of diplomatic representations of the Azerbaijan Republic are the Constitution of the Azerbaijan Republic, the international agreements which participant is the Azerbaijan Republic, this Law, the Law of the Azerbaijan Republic "About diplomatic service" and other regulatory legal acts.

Article 3. Basic concepts

3.1. The basic concepts used in this Law have the following values:

3.1.1. the national compulsory personal insurance - system of the relations directed to compulsory insurance of life and the health insured according to this Law;

3.1.2. the insurer - the body (organization) determined by relevant organ of the executive authority, performing activities for the national compulsory personal insurance and exercising control of insurance funds according to the procedure, established by this Law;

3.1.3. insured - the staff of diplomatic representations of the Azerbaijan Republic concerning whom the insurance activity is performed;

3.1.4. insurer - the body (organization) determined by relevant organ of the executive authority, paying insurance premium for the insurer;

3.1.5. person having the right to insurance indemnity, - the insured or his heir having the right to insurance indemnity according to the procedure, established by this Law;

3.1.6. insured event - the case determined by article 8 of this Law, which is the basis for payment of insurance indemnity to person having the right to insurance indemnity;

3.1.7. insurance premium - the sum of money which is subject to payment by the insurer to the insurer for every year for each insurer according to the procedure and the size, provided by this Law;

3.1.8. insurance funds - the funds created at the expense of sources, the stipulated in Article 11-1 this Law;

3.1.9. insurance indemnity - lump sum payment by the insurer to person having the right to insurance indemnity in case of loss occurrence;

3.1.10. insurance reserve - the means estimated in structure to 5% of the forecast of annual receipts for insurance premiums for the purpose of ensuring stability of insurance payments.

Article 4. Principles of the national compulsory personal insurance

4.1. The basic principles of the national compulsory personal insurance are:

4.1.1. obligation of the national compulsory personal insurance;

4.1.2. equality of subjects of the national compulsory personal insurance (insurer, insured, insurer).

Article 5. Rights and obligations of the Insurer

5.1. Insured has the following rights:

5.1.1. demand from the insurer of availability of compulsory national personal insurance;

5.1.2. demand from the insurer and insured explanation of their rights and obligations on the national compulsory personal insurance;

5.1.3. demand from the insurer of payment of insurance indemnity according to the procedure and the terms established by this Law;

5.1.4. receive information on the amount of the insurance premium estimated and paid based on the written application from the insurer or the insurer.

5.2. The following obligations are assigned to the Insurer:

5.2.1. in cases when at the insurer it is impossible to obtain information through centralized electronic information system of body (organization) determined by relevant organ of the executive authority, to provide to the insurer the documents and the information confirming loss occurrence, in full and authentically according to this Law;

5.2.2. in case of impossibility of receipt of information on such changes through centralized electronic information system of body (organization) determined by relevant organ of the executive authority in case of change of personal data in writing to inform insured within 5 working days.

5.3. Article 5.1. 2, 5.1.3 and 5.2.1 these Laws extend also to heirs of the insured persons having the right to insurance indemnity.

Article 6. Rights and obligations of the insurer

6.1. The insurer has the following rights:

6.1.1. receive insurance premiums and quarterly reports from insurers;

6.1.2. in cases when it is impossible to obtain information through centralized electronic information system of body (organization) determined by relevant organ of the executive authority, to request from necessary documents and data at person having the right to insurance indemnity, and also change in the financial accounting Information;

6.1.3. obtain information from the insurer and the relevant state bodies (organizations) in connection with establishment of insured event or the certificate that the insurer is considered insured for this purpose insured (including electronically);

6.1.4. analyze observance of requirements of this Law by the insurer and inform the body (organization) determined by relevant organ of the executive authority on results;

6.1.5. perform other rights established by this Law.

6.2. The following obligations are assigned to the insurer:

6.2.1. explain to person having the right to insurance indemnity and insured its rights and obligations on the national compulsory personal insurance;

6.2.2. provide payment of insurance indemnity according to the procedure and the terms established by this Law;

6.2.3. provide information on implementation of insurance payments to each insured face and body (organization) determined by the relevant organ of the executive authority exercising control of the national compulsory personal insurance according to article 12.1 of this Law;

6.2.4. record insurers and insurers based on information provided by the insurer;

6.2.5. provide accounting information on the amount of the insurance premium estimated and paid based on the written application of the insurer;

6.2.6. manage insurance funds according to article 11-1 of this Law;

6.2.7. control payment of insurance premiums by the insurer to the insurer;

6.2.8. fulfill other duties determined by this Law.

Article 6-1. Rights and obligations of insured

6-1.1. Insured has the following rights:

6-1.1.1. for protection of the and legitimate interests of insured person;

6-1.1.2. demand from the insurer and the insurer of accomplishment of the obligations established by this Law;

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