of July 3, 2019 No. 157-FZ
About measures of the state support of the families having children regarding repayment of obligations on the mortgage housing loans (loans) and about introduction of amendments to article 13.2 of the Federal law "About Acts of Civil Status"
Accepted by the State Duma on June 19, 2019
Approved by the Federation Council on June 26, 2019
1. This Federal Law establishes the bases for implementation of measures of the state support of the families having children for the purpose of creation of conditions for repayment of obligations on the mortgage housing loans (loans) (further also - measures of the state support).
2. The citizen of the Russian Federation - mother or the father at whom the third child or the subsequent children were born from January 1, 2019 to December 31, 2022 in the period and which are borrowers on the mortgage housing loan (loan) has the right to measures of the state support.
3. In case of determination of the right to measures of the state support the children who are not citizens of the Russian Federation and also children concerning whom the citizen specified in part 2 of this Article was deprived of the parent rights or concerning which adoption was cancelled are not considered.
4. Measures of the state support are implemented once (concerning only one mortgage housing loan and irrespective of the birth of children after implementation of measures of the state support) by complete or partial repayment of obligations on the mortgage housing loan (I will occupy) the citizen in the amount of its debt, but no more than 450 thousand rubles. The specified funds are allocated for debt repayment on principal debt and if such debt is less than 450 thousand rubles, the remained funds are allocated for repayment of the percent added for use of this credit (loan).
5. Complete or partial repayment of obligations on the mortgage housing loans (loans) according to this Federal Law is performed if the citizen specified in part 2 of this Article till July 1, 2023 signs the credit agreement (loan agreement) which purpose is:
1) acquisition according to the purchase and sale agreement in the territory of the Russian Federation at legal entity or physical person of premises, including object of individual housing construction, or the parcel of land provided for individual housing construction or acquisition of premises under the agreement of participation in shared-equity construction or the agreement (agreement) on concession of the rights of requirements for the specified agreement according to provisions of the Federal Law of December 30, 2004 No. 214-FZ "About participation in shared-equity construction of apartment houses and other real estate objects and about modification of some legal acts of the Russian Federation";
2) complete repayment of the mortgage housing loans (loans) specified in Item 1 of this part;
3) complete repayment of the mortgage loans (loans) which are earlier issued for the purpose of, specified in Item 2 of this part.
6. Implementation of measures of the state support is enabled by the single institute of development in the housing sphere determined by the Federal Law of July 13, 2015 No. 225-FZ "About assistance to development and increase in management efficiency in the housing sphere and about modification of separate legal acts of the Russian Federation", which is according to this Federal Law the agent of the Government of the Russian Federation concerning implementation of measures of the state support of the families having children for the purpose of creation of conditions for repayment of obligations on the mortgage housing loans (loans).
7. The procedure for implementation of measures of the state support including procedure for the request of citizens for their provision, and also the list of the documents necessary for implementation of measures of the state support is determined by the Government of the Russian Federation.
8. The measures of the state support realized according to this Federal Law and regulatory legal acts of the Government of the Russian Federation are payment commitments of the Russian Federation.
9. For the purpose of uniform application of this Federal Law if necessary the corresponding explanations according to the procedure, determined by the Government of the Russian Federation can be published.
Disclaimer! This text was translated by AI translator and is not a valid juridical document. No warranty. No claim. More info
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