PROVISION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of January 29, 2018 No. 630-P

About procedure for conducting cash transactions and storage precautions, transportations and collections of banknotes and coin of the Bank of Russia in credit institutions in the territory of the Russian Federation

This Provision based on Items 2 and 5 of Article 4, Articles 32, 34 Federal Laws of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" (The Russian Federation Code, 2002, No. 28, Art. 2790; 2003, No. 2, Art. 157; No. 52, Art. 5032; 2004, No. 27, Art. 2711; No. 31, Art. 3233; 2005, No. 25, Art. 2426; No. 30, Art. 3101; 2006, No. 19, Art. 2061; No. 25, Art. 2648; 2007, No. 1, Art. 9, Art. 10; No. 10, Art. 1151; No. 18, Art. 2117; 2008, No. 42, Art. 4696, Art. 4699; No. 44, Art. 4982; No. 52, Art. 6229, Art. 6231; 2009, No. 1, Art. 25; No. 29, Art. 3629; No. 48, Art. 5731; 2010, No. 45, Art. 5756; 2011, No. 7, Art. 907; No. 27, Art. 3873; No. 43, Art. 5973; No. 48, Art. 6728; 2012, No. 50, Art. 6954; No. 53, Art. 7591, Art. 7607; 2013, No. 11, Art. 1076; No. 14, Art. 1649; No. 19, Art. 2329; No. 27, Art. 3438, Art. 3476, Art. 3477; No. 30, Art. 4084; No. 49, Art. 6336; No. 51, Art. 6695, Art. 6699; No. 52, Art. 6975; 2014, No. 19, Art. 2311, Art. 2317; No. 27, Art. 3634; No. 30, Art. 4219; No. 40, Art. 5318; No. 45, Art. 6154; No. 52, Art. 7543; 2015, No. 1, Art. 4, Art. 37; No. 27, Art. 3958, Art. 4001; No. 29, Art. 4348, Art. 4357; No. 41, Art. 5639; No. 48, Art. 6699; 2016, No. 1, Art. 23, Art. 46, Art. 50; No. 26, Art. 3891; No. 27, Art. 4225, Art. 4273, Art. 4295; 2017, No. 1, Art. 46; No. 14, Art. 1997; No. 18, Art. 2661, Art. 2669; No. 27, Art. 3950; No. 30, Art. 4456; No. 31, Art. 4830; No. 50, Art. 7562; 2018, No. 1, the Art. 66), article 5 of the Federal law "About Banks and Banking Activity" (in edition of the Federal Law of February 3, 1996 No. 17-FZ) (Sheets of the Congress of People's Deputies of RSFSR and the Supreme Council of RSFSR, 1990, No. 27, Art. 357; Russian Federation Code, 1996, No. 6, Art. 492; 1998, No. 31, Art. 3829; 1999, No. 28, Art. 3459, Art. 3469; 2001, No. 26, Art. 2586; No. 33, Art. 3424; 2002, No. 12, Art. 1093; 2003, No. 27, Art. 2700; No. 50, Art. 4855; No. 52, Art. 5033, Art. 5037; 2004, No. 27, Art. 2711; No. 31, Art. 3233; 2005, No. 1, Art. 18, Art. 45; No. 30, Art. 3117; 2006, No. 6, Art. 636; No. 19, Art. 2061; No. 31, Art. 3439; No. 52, Art. 5497; 2007, No. 1, Art. 9; No. 22, Art. 2563; No. 31, Art. 4011; No. 41, Art. 4845; No. 45, Art. 5425; No. 50, Art. 6238; 2008, No. 10, Art. 895; 2009, No. 1, Art. 23; No. 9, Art. 1043; No. 18, Art. 2153; No. 23, Art. 2776; No. 30, Art. 3739; No. 48, Art. 5731; No. 52, Art. 6428; 2010, No. 8, Art. 775; No. 27, Art. 3432; No. 30, Art. 4012; No. 31, Art. 4193; No. 47, Art. 6028; 2011, No. 7, Art. 905; No. 27, Art. 3873, Art. 3880; No. 29, Art. 4291; No. 48, Art. 6730; No. 49, Art. 7069; No. 50, Art. 7351; 2012, No. 27, Art. 3588; No. 31, Art. 4333; No. 50, Art. 6954; No. 53, Art. 7605, Art. 7607; 2013, No. 11, Art. 1076; No. 19, Art. 2317, Art. 2329; No. 26, Art. 3207; No. 27, Art. 3438, Art. 3477; No. 30, Art. 4084; No. 40, Art. 5036; No. 49, Art. 6336; No. 51, Art. 6683, Art. 6699; 2014, No. 6, Art. 563; No. 19, Art. 2311; No. 26, Art. 3379, Art. 3395; No. 30, Art. 4219; No. 40, Art. 5317, Art. 5320; No. 45, Art. 6144, Art. 6154; No. 49, Art. 6912; No. 52, Art. 7543; 2015, No. 1, Art. 37; No. 17, Art. 2473; No. 27, Art. 3947, Art. 3950; No. 29, Art. 4355, Art. 4357, Art. 4385; No. 51, Art. 7243; 2016, No. 1, Art. 23; No. 15, Art. 2050; No. 26, Art. 3860; No. 27, Art. 4294, Art. 4295; 2017, No. 14, Art. 2000; No. 18, Art. 2661, Art. 2669; No. 25, Art. 3596; No. 30, Art. 4456; No. 31, the Art. 4754, the Art. 4830) (further - the Federal Law "About Banks and Banking Activity") and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of January 19, 2018 No. 1) determine procedure for conducting cash transactions with currency of the Russian Federation in the form of banknotes and coin of the Bank of Russia (further in case of joint mentioning - cash), and also establishes storage precautions, transportations and collections of cash in credit institutions in the territory of the Russian Federation.

Section I. Organization of work on conducting cash transactions, storage, transportation and collection of cash

Chapter 1. General provisions

1.1. Credit institution (branch) (further in case of joint mentioning - credit institution), internal structural divisions of credit institution (further - VSP) when making banking activity on collection of money, bills of exchange, payment and settlement documents and cash servicing of physical persons and legal entities perform the following cash transactions:

acceptance of cash from legal entities (including other credit institutions, VSP of other credit institutions), individual entrepreneurs (further - the organizations), physical persons (further in case of joint mentioning - clients) for transfer of the amounts of the accepted cash on their bank accounts, into their accounts on deposits (deposits);

cash disbursement of money to clients with write-off of the amounts of the issued cash from their bank accounts, from their accounts on deposits (deposits);

exchange of banknotes of the Bank of Russia, coin of the Bank of Russia of one nominal on banknotes of the Bank of Russia, coin of the Bank of Russia of other nominal;

exchange of the banknotes and coin of the Bank of Russia having the damages specified in paragraphs five - the fifteenth Item 2.9 of this provision and in Items 2 and 3 of the Instruction of the Bank of Russia of December 26, 2006 No. 1778-U "About signs of solvency and rules of exchange of banknotes and coins of the Bank of Russia", registered by the Ministry of Justice of the Russian Federation on January 16, 2007, registration No. 8748, with the changes made by Instructions of the Bank of Russia of June 5, 2009 No. 2249-U (it is registered by the Ministry of Justice of the Russian Federation on July 15, 2009, registration No. 14343), of August 22, 2014 No. 3369-U (it is registered by the Ministry of Justice of the Russian Federation on September 3, 2014, registration No. 33956) (further - the Instruction of the Bank of Russia No. 1778-U), on banknotes, suitable for the address, and coin of the Bank of Russia according to item 4 of the Instruction of the Bank of Russia No. 1778-U. The specified cash transaction is obligatory for credit institutions, VSP performing cash transactions;

the processing including recalculation of banknotes and coin of the Bank of Russia, their sorting on suitable for the address and the banknotes and coin of the Bank of Russia which are not subject to issue to clients.

When conducting cash transactions the credit institution, VSP perform forming and packaging of cash in packs of banknotes, in sacks with coin, in the safe packets, collector bags, special sacks, cases, cartridges and other means for packaging of cash which are ensuring safety of cash and not allowing to perform their opening without visible traces of violation of integrity of packaging (further - bag).

Cash transactions can be performed using the following automatic devices:

the devices functioning in the automatic mode and intended for receiving and delivery of cash to clients with use of the personal computer established on workplace of the cash worker (further - the cash terminal);

the devices functioning in the automatic mode and intended for acceptance of bags with cash from clients (further - the automatic safe);

the devices functioning in the automatic mode and intended for acceptance of cash from the organizations (further - the automatic intake);

ATMs and other automatic devices.

Automatic devices which design provides acceptance of banknotes of the Bank of Russia from clients and issue of the accepted banknotes of the Bank of Russia to clients without their processing in credit institution, VSP and also automatic devices which design provides acceptance of banknotes of the Bank of Russia from clients shall have function of recognition on all area of banknote at least four of the following machine-readable protective signs of banknotes of the Bank of Russia:

the sizes, location and visual image in the visible range of range of elements of the art image, texts, numerical designations, numbers of banknote, protective thread (further - elements of registration of banknote);

absorption of infrared radiation elements of registration of banknote;

magnetic properties of elements of registration of banknote;

luminescence of elements of registration of banknote in the visible range of range under the influence of ultra-violet radiation;

lack of background luminescence of paper of banknote in the visible range of range under the influence of ultra-violet radiation;

luminescence of elements of registration of banknote in the visible range of range under the influence of infrared radiation.

Transactions on acceptance of cash, cash disbursement of money are performed when making other banking activities and transactions, the stipulated in Article 5 Federal Laws "About Banks and Banking Activity".

1.2. The credit institution the administrative document shall determine the sum of the minimum remaining balance of storage of cash. The amount of the minimum remaining balance of storage of cash is installed separately for credit institution, each its VSP.

The credit institution no later than three working days after day of establishment of the amount of the minimum remaining balance of storage of cash shall send the letter on the amounts of the minimum remaining balance of storage of cash:

in territorial office of the Bank of Russia in which subordinated territory the credit institution is located;

in territorial office of the Bank of Russia in the place of opening (location) of VSP if VSP is located outside the territory subordinated to territorial office of the Bank of Russia in which the credit institution which opened VSP is located.

The letter on the amounts of the minimum remaining balance of storage of cash is sent by credit institution in electronic form by means of its private office according to the order of interaction of the Bank of Russia with credit institutions determined based on parts one and the fourth article 73.1 of the Federal Law of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" (The Russian Federation Code, 2002, No. 28, Art. 2790; 2017, No. 27, the Art. 3950) (further respectively - the Federal Law No. 86-FZ, order of interaction).

To VSP which is not performing storage of cash the sum of the minimum remaining balance of storage of cash is not determined.

In case of establishment of the amount of the minimum remaining balance of storage of cash the credit institution shall consider features of the organization of cash work, amounts of average daily turnovers of the cash passing through cash desks of credit institution and its VSP including on transactions using automatic devices. The amount of the minimum remaining balance of storage of cash shall provide timely cash disbursement of money to clients at the beginning of the working day. The amount of the actual remaining balance of cash for the end of the working day shall not be less amount of the minimum remaining balance of storage of cash.

Again created credit institution shall determine the sum of the minimum remaining balance of storage of cash based on predicted data about cash turnover which will pass through cash desk of credit institution.

In case of change of amounts of average daily turnovers of the cash passing through cash desks of credit institution, its VSP including on transactions using automatic devices, and also on receipt of the letter of territorial office of the Bank of Russia in which subordinated territory the credit institution is located or in the place of opening (location) of VSP the credit institution shall review the determined sum of the minimum remaining balance of storage of cash according to this Item.

1.3. Cash transactions, storage of cash (further - transactions with cash) shall be performed in credit institution, VSP in rooms for making of transactions with values.

The quantity, arrangement of rooms for making of transactions with values are determined by credit institution. Rooms for making of transactions with values are allowed to be placed in several buildings of credit institution, VSP.

Floor area for making of transactions with values are determined by credit institution proceeding from need of placement of the planned amounts of cash taking into account observance of requirements of the Federal Law of July 22, 2008 No. 123-FZ "The technical regulation about requirements of fire safety" (The Russian Federation Code, 2008, No. 30, Art. 3579; 2018, No. 53, Art. 8464) and sanitary standards.

Technical reinforcement of rooms for making of transactions with values shall provide protection of life of employees of credit institution, VSP, safety of cash and to be reached by means of use of set of protective equipment according to the established requirements of the following national standards of the Russian Federation:

GOST P 50862-2017 "Safes, safe rooms and storages of values. Requirements and test methods of resistance to breaking", No. 2090 of St approved and enacted by the order of Federal Agency for Technical Regulation and Metrology of December 26, 2017 "About approval of the national standard of the Russian Federation" (M., Federal State Unitary Enterprise Standartinform, 2018);

Section 5 state standard specification 34613-2019 "Interstate standard. Cabin protective. General technical requirements and test methods", the Federal Agency for Technical Regulation and Metrology enacted by the order of October 30, 2019 No. 1175 of St (M., Standartinform, 2019).

Rooms for making of transactions with values, the safes intended for storage of cash shall be equipped with the security and fire and disturbing alarm system with conclusion of signals in the organization performing protection of credit institution, VSP.

Paragraph of the eighth ceased to be valid

Paragraph ninth ceased to be valid

Paragraph tenth ceased to be valid

When conducting cash transactions using the automatic devices functioning in the automatic mode without participation of the cash worker, the place of their installation, the requirement to rooms in which the specified automatic devices are placed are determined by credit institution.

1.4. The requirements to technical reinforcement of rooms for making of transactions with values established by paragraphs the fourth - the sixth Item 1.3 of this provision, are not applied and determined by credit institution by coordination with insurance company, foreign insurance company in cases if:

cash in credit institution, VSP is insured a minimum of the total amount of the minimum remaining balance of storage of cash or at least amounts installed separately for credit institution, each its VSP located in the territory subordinated to territorial office of the Bank of Russia in which the credit institution is located;

cash in VSP located outside the territory subordinated to territorial office of the Bank of Russia in which the credit institution which opened VSP is located is insured a minimum of the amount of the minimum remaining balance of storage of cash established for this VSP;

cash in VSP which is not performing storage of cash is insured a minimum of the amount of amounts of average daily turnovers of the cash passing through cash desks of VSP including on transactions using automatic devices.

1.5. When making collection of cash the credit institution, VSP shall perform collection of cash of clients (except for other credit institutions, VSP of credit institutions), their delivery in credit institution, VSP including which are handed over by clients via the automatic safes, automatic intakes which are not providing transfer to credit institution of information on the performed operations for transfer of their amounts on bank accounts.

When making transportation of cash the credit institution, VSP shall perform delivery of the cash accepted by them in credit institution, VSP (in the division of the Bank of Russia performing cash servicing of credit institution, VSP) and their delivery in credit institution, VSP or division of the Bank of Russia performing cash servicing of credit institution, VSP, or transfer to the client (in credit institution, VSP), and also delivery of the accepted cash in credit institution, VSP for their loading in automatic devices, delivery of the withdrawn cash from automatic devices (except for the automatic devices provided in paragraph one of this Item) in credit institution, VSP.

The credit institution has the right to attract to transportation of cash, collection of cash other credit institution, the organization which is a part of the system of the Bank of Russia, transporting cash, collection of cash, transactions on acceptance and processing of cash of clients of credit institution (further - the organization which is a part of the system of the Bank of Russia). The credit institution has the right to attract to transportation of cash also the organizations rendering services in transportation of valuable cargoes.

Collection of cash, and also cash transactions regarding acceptance and processing of cash, including the cash withdrawn from automatic devices, the organization which is a part of the system of the Bank of Russia shall be performed according to this Provision.

1.6. The credit institution the administrative document shall determine the worker organizing work on conducting cash transactions (further - the treasurer), and also the worker performing the controlling functions during the carrying out cash transactions, storage of cash (further - the controlling worker).

Storage of cash in credit institution, VSP is performed by the treasurer, the controlling worker (further - the officials responsible for safety of values).

If cash transactions in VSP are performed by one cash worker, storage of cash in VSP shall be performed by this cash worker (further - the cash employee of VSP).

In credit institution, VSP the controlling functions during the carrying out cash transactions, storage of cash are allowed to be performed using the television watch system and registration performing video surveillance, continuous video registration and storage in digital form of video information about actions of employees of credit institution, VSP (further - TSNR). Frequency of viewing of videos of TSNR, and also amount of the looked-through videos are determined by credit institution.

In case of application of TSNR storage of cash in credit institution, VSP is allowed to be performed one official responsible for safety of values, - the treasurer.

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