of September 7, 2005 No. 554
About limits of insurance rates on liability insurance of specialized depositary and managing companies, their structure and rules of application by insurers in case of determination of the size of insurance premium according to the insurance contract of responsibility
According to article 31 of the Federal law "About Accumulative and Mortgage System of Housing Providing the Military Personnel" Government of the Russian Federation decides:
1. Determine that the limit of insurance rate on liability insurance of specialized depositary before authorized federal body and managing companies for agreement breach about rendering services of specialized depositary and responsibility of managing companies to authorized federal body for agreement breach of trust management of accumulatings for housing providing the military personnel (further - insurance rate) for insurance term 1 year makes 0,5 of percent of insurance sum.
2. Approve the following coefficients of insurance rates depending on insurance term:
1 month - 0,2;
2 months - 0,3;
3 months - 0,4;
4 months - 0,5;
5 months - 0,6;
6 months - 0,7;
7 months - 0,75;
8 months - 0,8;
9 months - 0,85;
10 months - 0,9;
11 months - 0,95.
80 percent - net premium (the part of insurance premium according to the insurance contract of responsibility (further - insurance premium) from unit of insurance sum intended for payments for obligations assumed by the insurance company or foreign insurance company having the right according to the Law of the Russian Federation "About the organization of insurance case in the Russian Federation" to perform insurance activity in the territory of the Russian Federation);
20 percent - loading (the part of insurance premium from unit of insurance sum intended on financing of expenses on carrying out the corresponding type of insurance).
4. Determine that:
the size of insurance premium is determined proceeding from insurance sum, the size of insurance rate and term of insurance;
the size of insurance premium for complete years of insurance is determined as the work of insurance sum, the size of insurance rate, the stipulated in Item 1 this resolution, and the number of complete years of insurance;
the size of insurance premium for incomplete year of insurance is determined as the work of insurance sum, the size of insurance rate, the stipulated in Item 1 this resolution, and coefficient of insurance rate, the stipulated in Item 2 presents of the resolution;
the size of insurance premium for complete year (complete years) and several months of insurance is determined as the amount of insurance premium for complete year (complete years) of insurance and insurance premium for the corresponding number of months of incomplete year of insurance.
Russian Prime Minister
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