Document from CIS Legislation database © 2003-2020 SojuzPravoInform LLC

It is registered

Ministry of Justice

Russian Federation

On October 6, 2017 No. 48458

PROVISION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of July 6, 2017 No. 595-P

About payment system of the Bank of Russia

(as amended on 30-03-2020)

Based on part 9 of article 20 of the Federal Law of June 27, 2011 No. 161-FZ "About national payment system" (The Russian Federation Code, 2011, No. 27, Art. 3872; 2012, No. 53, Art. 7592; 2013, No. 27, Art. 3477; No. 30, Art. 4084; No. 52, Art. 6968; 2014, No. 19, Art. 2315, Art. 2317; No. 43, Art. 5803; 2015, No. 1, Art. 8, Art. 14; 2016, No. 27, Art. 4221, Art. 4223; 2017, No. 15, Art. 2134; No. 18, the Art. 2665) (further - the Federal Law of June 27, 2011 No. 161-FZ), article 82.3 of the Federal Law of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" (The Russian Federation Code, 2002, No. 28, Art. 2790; 2003, No. 2, Art. 157; No. 52, Art. 5032; 2004, No. 27, Art. 2711; No. 31, Art. 3233; 2005, No. 25, Art. 2426; No. 30, Art. 3101; 2006, No. 19, Art. 2061; No. 25, Art. 2648; 2007, No. 1, Art. 9, Art. 10; No. 10, Art. 1151; No. 18, Art. 2117; 2008, No. 42, Art. 4696, Art. 4699; No. 44, Art. 4982; No. 52, Art. 6229, Art. 6231; 2009, No. 1, Art. 25; No. 29, Art. 3629; No. 48, Art. 5731; 2010, No. 45, Art. 5756; 2011, No. 7, Art. 907; No. 27, Art. 3873; No. 43, Art. 5973; No. 48, Art. 6728; 2012, No. 50, Art. 6954; No. 53, Art. 7591, Art. 7607; 2013, No. 11, Art. 1076; No. 14, Art. 1649; No. 19, Art. 2329; No. 27, Art. 3438, Art. 3476, Art. 3477; No. 30, Art. 4084; No. 49, Art. 6336; No. 51, Art. 6695, Art. 6699; No. 52, Art. 6975; 2014, No. 19, Art. 2311, Art. 2317; No. 27, Art. 3634; No. 30, Art. 4219; No. 40, Art. 5318; No. 45, Art. 6154; No. 52, Art. 7543; 2015, No. 1, Art. 4, Art. 37; No. 27, Art. 3958, Art. 4001; No. 29, Art. 4348, Art. 4357; No. 41, Art. 5639; No. 48, Art. 6699; 2016, No. 1, Art. 23, Art. 46, Art. 50; No. 26, Art. 3891; No. 27, Art. 4225, Art. 4273, Art. 4295; 2017, No. 1, Art. 46; No. 14, Art. 1997; No. 18, Art. 2661, Art. 2669; "The official Internet portal of legal information" (www.pravo.gov.ru), on July 1, 2017) (further - the Federal Law of July 10, 2002 No. 86-FZ) and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of June 29, 2017 No. 14) the Bank of Russia establishes criteria of participation, suspension and termination of participation in payment system of the Bank of Russia, order of interaction between the Bank of Russia and members of payment service provider of the Bank of Russia (further - members of payment service provider), procedure of money transfer in payment system of the Bank of Russia (further - money transfer) and the applied forms of clearing settlements, procedure of payment clearing and calculation, regulations of functioning of payment system of the Bank of Russia, order of interaction of payment system of the Bank of Russia with other payment systems.

Chapter 1. General provisions

1.1. The terms used in this Provision are applied in the values established by the Federal Law of June 27, 2011 No. 161-FZ and the Provision of the Bank of Russia of June 19, 2012 No. 383-P "About rules of implementation of money transfer", the registered Ministry of Justice of the Russian Federation on June 22, 2012 No. 24667, on August 14, 2013 No. 29387, on May 19, 2014 No. 32323, on June 11, 2015 No. 37649, on January 27, 2016 No. 40831, on July 31, 2017 No. 47578, on December 24, 2018 No. 53109 (further - the Provision of the Bank of Russia No. 383-P).

1.2. The Bank of Russia, being operator of services of payment infrastructure in payment system of the Bank of Russia and the operator on money transfer, transfers money on accounts of members of payment service provider, and also the clients of the Bank of Russia who are not members of payment service provider, providing them operational services, services of payment clearing and settlement services.

1.3. The Bank of Russia transfers money of members of payment service provider with use of service of the urgent translation, service of not urgent translation and service of bystry payments.

Service of the urgent translation provides performing procedures of acceptance to execution of orders about money transfer (further - orders), including check of sufficiency of money, without delay in process of receipt of orders in the Bank of Russia and procedures of execution of orders without delay after successful completion of procedures of acceptance to execution.

Service of not urgent translation provides performing procedures of acceptance to execution of orders, including check of sufficiency of money, and also procedures of execution of orders not earlier than approach of the periods of time determined by regulations of functioning of payment system of the Bank of Russia according to Chapter 6 of this provision.

Service of bystry payments provides accomplishment round the clock in real time of procedures of acceptance to execution of orders on the amount less than 600 thousand rubles without delay in process of receipt of orders in the operational center, payment clearing center (further - OPKTs) other payment system (further - external payment system) and procedures of execution of orders by the Bank of Russia without delay after successful completion of procedures of acceptance to execution.

1.4. Ceased to be valid according to the Instruction of the Central bank of the Russian Federation of 29.10.2018 No. 4949-U

1.5. Ceased to be valid according to the Instruction of the Central bank of the Russian Federation of 29.10.2018 No. 4949-U

1.6. Ceased to be valid according to the Instruction of the Central bank of the Russian Federation of 29.10.2018 No. 4949-U

1.7. When implementing money transfer with use of service of the urgent translation (further - the urgent translation) and service of not urgent translation (further - not urgent translation) operational services, services of payment clearing and settlement services are provided by the Bank of Russia.

When implementing money transfer with use of service of bystry payments operational services, services of payment clearing are provided to OPKTs of external payment system based on the contract on interaction signed between the Bank of Russia and the operator of external payment system according to part 37 of article 15 of the Federal Law of June 27, 2011 No. 161-FZ (further - the agreement on interaction). Services of payment clearing regarding check of sufficiency of money and settlement services are provided by the Bank of Russia.

Provision of operational services, services of payment clearing and settlement services in case of money transfer with use of service of bystry payments is performed according to appendix 1 to this Provision.

1.8. Ceased to be valid according to the Instruction of the Central bank of the Russian Federation of 16.07.2019 No. 5209-U

1.9. Credit institutions (their branches) shall use the service mark of service of bystry payments registered by the Bank of Russia by provision to the clients of services in money transfer with use of service of bystry payments, including by placement of service mark of service of bystry payments in the software used by clients of credit institutions (their branches) for implementation of transactions with use of service of bystry payments.

Chapter 2. Criteria of participation, suspension and termination of participation in payment system of the Bank of Russia

2.1. Direct and indirect participation is provided in payment system of the Bank of Russia.

2.2. (Further - working interest owner) the organizations corresponding to the following criteria can be working interest owners of payment system:

the organization is credit institution (its branch), the Federal Treasury or its territorial authority, other organization which can be working interest owner according to part 7 of article 21 of the Federal Law of June 27, 2011 No. 161-FZ;

the organization has the bank (correspondent) account (sub-account) in the Bank of Russia according to the agreement of the bank (correspondent) account (sub-account) (further - the agreement of the account).

Working interest owner is the Bank of Russia on behalf of divisions of the Bank of Russia, information on which contains in the Reference book of bank identification codes in payment system of the Bank of Russia (further - the Reference book of BIC) (further - divisions of the Bank of Russia).

2.3. (Further - the indirect participant) the organizations corresponding to the following criteria can be indirect members of payment service provider:

the organization can be the member of payment service provider according to parts 1 - 3 articles 21 of the Federal Law of June 27, 2011 No. 161-FZ;

the organization is client of credit institution (its branch) - working interest owner;

access to services in money transfer with use of orders in electronic form in accordance with the terms of the agreement of correspondent account (sub-account) concluded between the Bank of Russia and credit institution (its branch) - working interest owner is provided to the organization;

the organization is not client of the Bank of Russia.

Working interest owner - the credit institution (its branch) informs in writing the Bank of Russia on compliance of the organization to the criteria specified in paragraphs second and third this Item before inclusion in the agreement of correspondent account (sub-account) of conditions on provision of the organization - to the indirect participant of access to services in money transfer with use of orders in electronic form.

The working interest owner informs the Bank of Russia on cases of the termination of compliance to criteria of participation of the indirect participant in payment system of the Bank of Russia and stops the agreement of the account signed between the Bank of Russia and working interest owner in the part relating to the indirect participant in the following terms:

in case of the termination of compliance to the criterion provided by the paragraph the second this Item within 10 working days from the date of receipt by working interest owner of the corresponding data;

in case of the termination of compliance to the criterion provided by the paragraph third this Item no later than date of termination of the contract of the bank account concluded between working interest owner and the indirect participant.

2.4. Criteria of suspension of participation in payment system of the Bank of Russia are not established.

2.5. Criterion of the termination of participation of working interest owner - the client of the Bank of Russia in payment system of the Bank of Russia is cancellation of the agreement of the account.

Services in money transfer as to the client of the Bank of Russia who is not the member of payment service provider are rendered to credit institution (its branches) from the date of response (cancellation) at credit institution of the license for banking operations.

2.6. Criterion of the termination of participation of the indirect participant in payment system of the Bank of Russia is the termination of participation in payment system of the Bank of Russia of working interest owner which client is this indirect participant, or the termination of terms of the contract of the account concluded between the Bank of Russia and working interest owner in the part relating to the indirect participant.

2.7. Order of interaction with the Bank of Russia, procedure of money transfer in payment system of the Bank of Russia and the applied forms of clearing settlements, procedure of payment clearing and calculation, regulations of functioning of payment system of the Bank of Russia, procedure for access to services in money transfer, procedure for the pre-judicial dispute resolution, order of interaction within payment system in disputable and emergency situations provided by Chapters 3 - the 6th this provision, appendices 3 - 5 to this Provision to the members of payment service provider determined as working interest owners are applied also to the organizations - the clients of the Bank of Russia who are not members of payment service provider taking into account requirements of this provision.

Chapter 3. Order of interaction between the Bank of Russia and members of payment service provider

3.1. Interaction between the Bank of Russia and members of payment service provider, not being divisions of the Bank of Russia, for the purpose of implementation of money transfer is provided with the Bank of Russia for these members of payment service provider, including with participation of OPKTs of external payment system, by means of provision of access to services in money transfer according to bank (correspondent) accounts (sub-accounts) open for working interest owners.

3.2. Access to services in money transfer for working interest owners - clients of the Bank of Russia is provided with the Bank of Russia with use of orders in electronic form and (or) on paper.

Access to services in money transfer for credit institutions can be provided with the Bank of Russia through their branches according to the agreement of the account if the correspondent sub-account in the Bank of Russia is open for branch of credit institution.

3.3. Working interest owners have access to services in money transfer with use of service of the urgent translation and service of not urgent translation.

The working interest owners which are credit institutions (their branches) (except for credit institutions from which the license for banking operations is revoked) to which access to services in money transfer with use of orders in electronic form is provided, have access to services in money transfer with use of service of bystry payments (further - the member of SBP).

The clients of the Bank of Russia who are not members of payment service provider have access to services in money transfer with use of service of the urgent transfer in the presence of the corresponding conditions in the agreement of the account.

Divisions of the Bank of Russia (except for field organizations of the Bank of Russia) make urgent transfer and not urgent translation.

Field organizations of the Bank of Russia make not urgent transfer. Implementation of urgent transfer of the Bank of Russia by field organizations perhaps in case of application of payment orders according to which payer or payer bank is the field organization of the Bank of Russia.

Access to services in money transfer for divisions of the Bank of Russia, including the field organizations of the Bank of Russia which do not have possibility of exchange of messages on communication channels is provided using orders on paper.

Indirect participants have access to services in money transfer only with use of service of the urgent translation.

For implementation of money transfer according to orders of clients of credit institutions (their branches) the following credit institutions, being members of the external payment service provider providing operational services, services of payment clearing in case of money transfer with use of service of bystry payments shall use service of bystry payments:

the credit institutions which are systemically significant credit institutions;

other credit institutions having the universal license for banking operations.

3.4. For implementation of money transfer the credit institution located in the territory of the Russian Federation shall have in the Bank of Russia one correspondent account, except for case of temporary preserving correspondent account, stipulated in Item 4.3 this provision.

For implementation of money transfer by the branch of credit institution located in the territory of the Russian Federation the credit institution has the right to have in the Bank of Russia one correspondent sub-account open for this branch of credit institution, except for case of temporary preserving correspondent sub-account, stipulated in Item 4.3 this provision.

3.5. To credit institutions (their branches), in the Bank of Russia bank (correspondent) accounts (sub-accounts) are opened for other legal entities who are in the territory of the Russian Federation by the divisions of the Bank of Russia located in the location of credit institutions (their branches), other legal entities (further - the divisions of the Bank of Russia serving accounts of participants), information on which joins in agreements of the account and normative reference information of payment system of the Bank of Russia.

3.6. Bank (correspondent) accounts are opened for foreign Central (national) Banks, foreign banks (foreign credit institutions) by divisions of the Bank of Russia according to the decision of the Bank of Russia. Information on members of payment service provider necessary for implementation of money transfer according to this Provision, joins in normative reference information of payment system of the Bank of Russia.

Normative reference information of payment system of the Bank of Russia is provided to members of payment service provider for ensuring access to services in money transfer according to this Provision, and also is posted on the official site of the Bank of Russia on the Internet in the part which is subject to publication. Based on normative reference information of payment system of the Bank of Russia values of the details and parameters included in the reference books provided by this Provision are determined.

Paragraph third ceased to be valid

For identification of members of payment service provider and the clients of the Bank of Russia who are not members of payment service provider when implementing money transfer bank identification codes are used (further - BIC), information on which contains in the Reference book of BIC.

3.7. The Bank of Russia when rendering operational services according to parts 1, 3 and 4 Articles 17, part 2 of article 20 of the Federal Law of June 27, 2011 provides to No. 161-FZ access to services in money transfer with use of orders in electronic form and exchange of electronic messages with working interest owner - the client of the Bank of Russia who signed with the Bank of Russia the agreement on exchange of electronic messages in case of money transfer within payment system of the Bank of Russia (further - the agreement on exchange).

For provision to the indirect participant of access to services in money transfer the agreement on exchange is signed with use of orders in electronic form between the Bank of Russia and working interest owner - credit institution (its branch).

Working interest owners, the indirect participants having access to services in money transfer with use of orders in electronic form are participants of exchange.

Conditions of access to services in money transfer with use of orders in electronic form between the Bank of Russia and foreign Central (national) Bank, foreign bank (foreign credit institution) can join in the agreement of the account. In this case the agreement on exchange is not signed.

The Bank of Russia provides access to services in money transfer to participants of exchange and exchange of electronic messages with use of electronic instruments of payment (further - ESP) according to appendix 3 to this Provision.

Access to services in money transfer with use of service of bystry payments for members of SBP and exchange of electronic messages is provided through OPKTs of external payment system according to appendix 1 to this Provision and based on the agreement of the account.

For ensuring access to services in money transfer the agreement on rendering operational services, services of payment clearing provided by part of 1 Article 17, part 1 of article 18 of the Federal Law of June 27, 2011 No. 161-FZ is signed with use of service of bystry payments and exchange of electronic messages between participants of SBP and OPKTs of external payment system.

3.8. In cases, stipulated in Item 4.5 this provision, access to services in money transfer is provided with the Bank of Russia with use of orders, requests, statements, notifications, notices on paper.

3.9. The procedure for the pre-judicial dispute resolution with members of payment service provider, OPKTs of external payment system on the questions connected with provision of operational services, services of payment clearing, settlement services within payment system of the Bank of Russia is given in appendix 4 to this Provision.

3.10. The order of interaction within payment system in disputable and emergency situations, including informing by the Bank of Russia, OPKTs of external payment system, members of payment service provider about the events which caused operational failures about their reasons and consequences, is given in appendix 5 to this Provision.

3.11. For the direction of the addresses, statements, information messages on paper provided by this Provision and intended for implementation of actions concerning several or all accounts of the member of payment service provider (concerning the member of payment service provider in general), the division of the Bank of Russia serving the participant, information on whom joins in the agreement of the account and normative reference information of payment system of the Bank of Russia, is determined.

For the direction of addresses, statements, the information messages provided by paragraph one of this Item, receipt of information messages, replies of divisions of the Bank of Russia credit institutions use private office according to the procedure, No. 4600-U established by the Instruction of the Bank of Russia of November 3, 2017 "About order of interaction of the Bank of Russia with credit institutions, not credit financial credit institutions and other participants of information exchange when using of information resources of the Bank of Russia, including private office by them", the registered Ministry of Justice of the Russian Federation on January 11, 2018 No. 49605.

3.12. The structure of BIC, procedure for its assignment to the members of payment service provider and clients of the Bank of Russia who are not members of payment service provider, details of the Reference book of BIC are determined by appendix 6 to this Provision.

Chapter 4. Procedure of money transfer in payment system of the Bank of Russia and the applied forms of clearing settlements

4.1. Money in payment system of the Bank of Russia is transferred in currency of the Russian Federation according to the Provision of the Bank of Russia No. 383-P and this Provision.

4.2. Money is transferred:

for the working interest owner which is credit institution (its branch) - at the expense of the money which is on its correspondent account (sub-account) taking into account limit of intra overnight credit and the credit overnight if it is established on correspondent account (sub-account) of credit institution (its branch), except for cash amounts, the order which it is limited in accordance with the legislation of the Russian Federation (arrest and other restrictions);

for the working interest owner which is credit institution (its branch) which cash amounts on accounts are united in liquidity pool - at the expense of the money which is on correspondent account of credit institution and correspondent sub-accounts of its branches, including on temporarily kept correspondent account (sub-account) taking into account limit of intra overnight credit and the credit overnight if it is established by the Bank of Russia on correspondent account (sub-account) of the main participant of the pool of liquidity determined according to appendix 7 to this Provision, except for cash amounts on the accounts included in liquidity pool, the order which it is limited in accordance with the legislation of the Russian Federation (arrest and other restrictions);

for the working interest owner which is the Federal Treasury or its territorial authority - at the expense of the money which is on bank accounts of the Federal Treasury or its territorial authority respectively, and in case of consolidation of the money which is on bank accounts of the Federal Treasury, its territorial authorities in liquidity pool - at the expense of the money which is on such bank accounts of the Federal Treasury and its territorial authorities;

for the indirect participant - at the expense of the money which is on the correspondent account (sub-account) of working interest owner opened in the Bank of Russia which client is this indirect participant, or on correspondent accounts (sub-accounts) of such working interest owner opened in the Bank of Russia if money on accounts of working interest owner is united in liquidity pool;

for other working interest owner which is not division of the Bank of Russia - at the expense of the money which is on its bank account opened in the Bank of Russia.

Conditions of forming of pool of liquidity, money transfer with use of pool of liquidity, disbandment of pool of liquidity are determined by appendix 7 to this Provision.

4.3. In case of receipt from credit institution, the correspondent account (sub-account) of which is planned to be closed (including in case of the termination of its activities), or credit institution to which accession resulted, or newly created merges or separations of credit institution (further - credit institution - the legal successor) addresses about temporary preserving correspondent account (sub-account) to the division of the Bank of Russia serving the correspondent account (sub-account), temporary preserving correspondent account (sub-account) credit institution (its branch) which is subject to closing in the Bank of Russia with its functioning in the limited mode (further - the bill with the limited mode of functioning) it is given according to appendix 8 to this Provision.

4.4. Money is transferred based on orders of members of payment service provider, the claimants of the means (further - authors of orders) which arrived in the Bank of Russia or constituted by the Bank of Russia in electronic form or on paper, including who arrived from OPKTs of external payment system in electronic form.

The orders constituted in electronic form are stored in the Bank of Russia in electronic form. In need of their reproduction on paper, including at the request of the client of the Bank of Russia, or OPKTs of external payment system on copy of the order are on paper put down stamp and the signature of the employee of division of the Bank of Russia serving the account of the participant.

The orders constituted on paper are stored in the Bank of Russia on paper.

4.5. The members of payment service provider who are participants of exchange submit orders, applications, requests (receive answers, notifications, notices) in electronic form on communication channels if other is not established by this Item.

The members of payment service provider who are participants of exchange (except for indirect participants), in case of impossibility of exchange of messages on communication channels submit orders, applications, requests (receive answers, notifications, notices) in electronic form on alienable machine data carriers in the divisions (from divisions) the Bank of Russia specified (specified) in the agreement on exchange.

The members of payment service provider who are clients of the Bank of Russia in case of impossibility of implementation of exchange of electronic messages on communication channels and on alienable machine data carriers, and also in the cases of suspension and restriction of participation in exchange of electronic messages established by Items 11 - the 12th appendices 3 to this Provision, submit orders, applications, requests (receive answers, notifications, notices) on paper in the divisions of the Bank of Russia serving accounts of participants (in the division of the Bank of Russia serving the account of the participant).

For implementation of the translation through the BESP system of money with use of service of bystry payments of the order are represented only in electronic form on communication channels.

Acceptance of orders of clients of the Bank of Russia on paper and alienable machine data carriers is performed according to appendix 9 to this Provision.

Divisions of the Bank of Russia in case of money transfer apply orders, statements, requests, answers, notifications, notices in electronic form, except for divisions of the Bank of Russia, including field organizations of the Bank of Russia which do not have possibility of exchange of messages on communication channels, applying orders, statements, requests, answers, notifications, notices on paper.

4.6. Money is transferred within the following forms of clearing settlements: payments with payment orders, payments with collection orders and calculations in the form of money transfer upon the demand of the receiver of means (direct debiting).

4.7. When implementing the urgent translation the payment order, the collection order, payment request, the payment order according to the Provision of the Bank of Russia No. 383-P, the bank order provided by the Instruction of the Bank of Russia of December 24, 2012 No. 2945-U "About procedure for creation and application of the bank order", the registered Ministry of Justice of the Russian Federation on February 18, 2013 No. 27163 (further - the Instruction of the Bank of Russia No. 2945-U), and also the order of bank are applied.

The list and the description of details of the order of bank are given in appendix 10 to this Provision.

The order of bank is on paper given in appendix 11 to this Provision.

4.8. When implementing not urgent translation the payment order, the collection order, payment request, the payment order, the bank order, the order of bank, and also the payment order on total amount of the orders accepted to execution, information on which is specified in the register (further - the payment order on total amount with the register), constituted according to requirements of appendix 12 to this Provision are applied.

The order of bank can be applied when implementing money transfer between credit institutions (their branches), being the members of payment service provider, foreign banks (foreign credit institutions) who are clients of the Bank of Russia according to the order and (or) for benefit of the organizations which details are provided by appendix 10 to this Provision.

In case of money transfer to division of the Bank of Russia, including the field organization of the Bank of Russia which is not using exchange of messages on communication channels orders of bank and payment orders on total amount with the register are not applied.

Indirect participants send the order of bank, payment request to the Bank of Russia.

When implementing money transfer with use of service of bystry payments of OPKTs of external payment system transfers the order for execution with use of service of bystry payments (further - the order for SBP) from the member of SBP to the Bank of Russia.

The list and the description of details of the order for SBP are given in appendix 22 to this Provision.

The order form for SBP is on paper given in appendix 23 to this Provision.

The payment order on total amount with the register, the order of bank and the order are applied to SBP within form of clearing settlements by payment orders.

4.9. The direction in payer bank, acceptance to execution (except for control of sufficiency of money) payer bank of the collection orders and payment requests constituted by banks of receivers, receivers of means and claimants of means is performed according to appendix 13 to this Provision.

The authors of orders who are receivers of means, the central payment clearing partner, payment clearing center, settlement center of other payment system when implementing the urgent translation based on collection orders and payment requests in electronic form can be authorized authors of requirements.

The urgent translation based on the collection orders and payment requests constituted by authorized authors of requirements in electronic form is performed according to appendix 14 to this Provision.

4.10. With the register participants of exchange, division of the Bank of Russia in case of money transfer can apply payment orders on total amount to participants of exchange, divisions of the Bank of Russia.

The credit institution, being the participant of exchange, in case of money transfer for the total amount of the orders of physical persons accepted to execution - payers to body of the Federal Treasury - the participant of exchange within service of not urgent translation constitutes the payment order on total amount with the register.

The urgent translation with use of the payment order by credit institution - the participant of exchange for total amount of the orders of physical persons accepted to execution - payers is not allowed.

4.11. The bank order is constituted by division of the Bank of Russia and applied in case of money transfer between:

the client of the Bank of Russia and the division of the Bank of Russia which is in the territory subordinated to one head department of the Bank of Russia;

client of the Bank of Russia and structural division of central office of the Bank of Russia;

the client of field organization of the Bank of Russia and the serving field organization of the Bank of Russia or the field organization of the Bank of Russia specified in the Reference book of BIC for this serving field organization of the Bank of Russia according to Item 4.15 of appendix 6 to this Provision.

4.12. Ceased to be valid according to the Instruction of the Central bank of the Russian Federation of 29.10.2018 No. 4949-U

4.13. Provision of service of the urgent translation to working interest owner - the client of the Bank of Russia is limited:

paragraph two of ceased to be valid

in case of withdrawal (cancellation) of the license of credit institution for banking operations;

in case of the address of the client of the Bank of Russia (including concerning money transfer according to separate bank accounts of the client of the Bank of Russia).

In case of restriction of provision of service of the urgent translation when implementing transactions on all accounts of working interest owner of payment system - the client of the Bank of Russia service of the urgent translation is not provided to this client of the Bank of Russia, at the same time service of not urgent translation is provided to it.

Provision of service of the urgent translation to the indirect participant is limited:

in case of the address of working interest owner which client is the indirect participant;

in case of restriction of provision of service of the urgent translation to working interest owner which client is the indirect participant.

Provision of service of the urgent translation is resumed in case of elimination of the reasons of restriction provided by this Item.

4.14. Urgent and not urgent transfer is made based on the orders in electronic form which arrived in the Bank of Russia or constituted by the Bank of Russia including as a part of packets of electronic messages.

Based on the orders which arrived on paper from the client of the Bank of Russia, divisions of the Bank of Russia constitute orders in electronic form.

Based on the orders which arrived on paper in division of the Bank of Russia, including in the field organization of the Bank of Russia which does not have possibility of exchange of messages on communication channels, the order in electronic form is constituted by the division of the Bank of Russia, field organization of the Bank of Russia specified in the Reference book of BIC according to Item 4.15 of appendix 6 to this Provision.

4.15. At the orders sent to the Bank of Russia by members of payment service provider for implementation of the urgent translation in the detail "Payment type" value "urgently" is specified (further - the urgent order).

For implementation of money transfer with use of service of not urgent translation and service of bystry payments by members of payment service provider, and also claimants of means on hand the detail "Payment type" is not filled.

The order which amount exceeds 100 million rubles (except for payment orders on total amount with the register) in case of money transfer between members of payment service provider to whom service of the urgent translation is provided and concerning whom restriction of provision of service of the urgent translation is not set (except for divisions of the Bank of Russia, the Federal Treasury or its territorial authority) goes these participants to the Bank of Russia for execution with use of service of the urgent translation.

4.16. At orders of the clients of the Bank of Russia represented to divisions of the Bank of Russia on paper in values of the details "Payer", "Receiver", "Purpose of payment" the quantity of symbols which is not exceeding the maximum quantity established by appendix 11 to the Provision of the Bank of Russia No. 383-P is specified.

4.17. The Bank of Russia transfers daily periodic money between correspondent account of credit institution, correspondent sub-accounts of its branches, bank accounts of the client of the Bank of Russia which is not credit institution (its branch) in the presence of such conditions in the agreement of the account.

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