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Ministry of Justice

Republic of Tajikistan 

 On June 5, 2008 No. 380

ORDER OF THE GOVERNMENT OF THE REPUBLIC OF TAJIKISTAN

of May 30, 2008 No. 272

About rules of issue of non-interest loan to government employees for acquisition, construction of housing and improvement of housing conditions

(In edition of the Order of the Government of the Republic of Tajikistan of 31.05.2012 No. 288)

According to article 40 of the Law of the Republic of Tajikistan "About public service", for the purpose of streamlining of procedure and conditions of issue of non-interest loan to government employees for acquisition, construction of housing and improvement of housing conditions, the Government of the Republic of Tajikistan decides:

1. Approve the enclosed Rules of issue of non-interest loan as the government employee for acquisition, construction of housing and improvement of housing conditions.

2. To the Ministry of Finance of the Republic of Tajikistan to provide in the Government budget of the Republic of Tajikistan for 2016 and in the years ahead financial resources for issuance of credit by the government employee for acquisition, constructions of housing and improvement of housing conditions.

3. Enact this resolution since January 1, 2016.

Prime Minister of the Republic of Tajikistan

Emomalii Rahmon

Approved by the Order of the Government of the Republic of Tajikistan of May 30, 2008 No. 272

Rules of issue of non-interest loan to government employees for acquisition, construction of housing and improvement of housing conditions

1. Rules of issue of non-interest loan to government employees for acquisition, construction of housing and improvement of housing conditions (further - Rules) are developed according to article 40 of the Law of the Republic of Tajikistan "About public service" and determine procedure, conditions of issue and loan repayment for acquisition, construction of housing and improvement of housing conditions.

2. The credit for acquisition, constructions of housing and improvement of housing conditions (further - the loan) is granted to government employees (further - the borrower) for acquisition, construction of housing and improvement of housing conditions, at the expense of means of the republican budget the Government of the Republic of Tajikistan based on the motivated petition of state body in which the government employee works.

3. The Ministry of Finance of the Republic of Tajikistan annually provides means for issuance of credits in the Government budget of the Republic of Tajikistan for the next financial year.

4. The credit is not issued to the following government employees:

- if its uninterrupted length of service in public service constitutes less than 5 years;

- if he obtained the credit from other financial organizations and did not provide its complete or partial repayment;

- if more than 35 interests of the salary are deducted on other expenses;

- if received premises from the state fund;

- if for housing construction the parcel of land is allocated to the government employee.

5. For receipt of the credit the government employee files petition to body in which it works. The housing commission of state body, which part is also, the representative of the trade-union organization of this body considers the housing conditions of the government employee and circumstance which are not interfering issuance of credit and by results constitutes the conclusion. In case of creation of the positive conclusion the government employee is put in queue.

6. Issuance of credit to the government employee is financed by the Ministry of Finance of the Republic of Tajikistan in turn, agrees to the list approved by the head of state body and this body approved by the trade-union organization based on the motivated petition of state body where the government employee in limits, the provided means for this purpose in the republican budget works.

7. The credit is drawn up by Government savings bank of the Republic of Tajikistan of Amonatbonk, and in regions departments of this bank.

8. Issuance of credit shall be made within a month after its registration by the government employee.

9. The government savings bank of the Republic of Tajikistan of Amonatbonk in case of issuance of credits is agent of government employees.

10. The credit is issued to the government employee after the conclusion of the credit agreement in cash or non-cash form.

11. The credit is issued in national currency for up to 20 years.

12. The property (apartment house) acquired (or constructed) the government employee within one month, after its registration is exposed as a deposit to bank.

13. The borrower shall draw up the pledge agreement of property in accordance with the established procedure. The expenses connected with registration are made at the expense of the borrower.

14. The credit is long-term and the repayment period begins on the expiration of three years from the date of its obtaining.

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